Auction

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Auction

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3 bed house for sale St. James Road, Sutton, SM1

Guide Price

£400,000

Reduced on 06/10/2026

For sale by auction

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £422 per sq ft
Tenure: Freehold

Council tax Band D £2,379 a year

Key features

Well-proportioned with potential for modernisation
Garage en-bloc
For sale by Modern Auction - T&C's apply
Subject to an undisclosed Reserve Price
Buyer's fees apply
Above-average EPC energy efficiency rating C (76/84)

About this property

A bright and spacious terraced house, benefiting from large windows that flood the home with natural light throughout.

Situated in a quiet and desirable location, the property offers excellent-sized rooms, creating a wonderful sense of space and comfort. Further enhancing its appeal is a good-sized, easy-to-maintain garden, perfect for those seeking outdoor space without the burden of extensive upkeep.

Floorplan

Council tax

Band D £2,379 a year

Per year

Band A

£1,586
Band B

£1,850
Band C

£2,114
Band D

This home: £2,379
Band E

£2,907
Band F

£3,436
Band G

£3,964
Band H

£4,757

This home is in band D, which costs £2,379 a year in Sutton for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Sutton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£422 / sq ft

Area average (sold)

£520 / sq ft

Price per area, sold homes nearby

£406 / sq ft

£422 / sq ft

£642 / sq ft

Lowest

This home

Highest

£422 per sq ft, below the middle of recent sales in SM1 (£406–£642, 10th–90th percentile, 941 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 941 homes sold in SM1 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in SM1 →

Location

St. James Road, Sutton, SM1

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 8, 54, St James Road Flat / maisonette	Flat / maisonette	Apr 2025	635 sq ft £488/sq ft	635 sq ft	£488	£310,000
Flat 12, 54, St James Road Flat / maisonette	Flat / maisonette	Feb 2025	646 sq ft £437/sq ft	646 sq ft	£437	£282,500
Flat 4, 54, St James Road Flat / maisonette	Flat / maisonette	Nov 2024	614 sq ft £461/sq ft	614 sq ft	£461	£283,000
90, St James Road Terraced	Terraced	Jul 2024	807 sq ft £681/sq ft	807 sq ft	£681	£550,000
144, St James Road Terraced	Terraced	Feb 2024	829 sq ft £579/sq ft	829 sq ft	£579	£480,000
124, St James Road Terraced	Terraced	Jun 2022	1,152 sq ft £512/sq ft	1,152 sq ft	£512	£590,000
70, St James Road Terraced	Terraced	Mar 2022	807 sq ft £592/sq ft	807 sq ft	£592	£478,000
Flat 7, 54, St James Road Flat / maisonette	Flat / maisonette	Dec 2021	452 sq ft £637/sq ft	452 sq ft	£637	£288,000