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2 bed flat for sale St. James Road, Sutton, SM1

Asking price

£285,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £449 per sq ft
Tenure: Leasehold

Council tax Band C £2,114 a year

Key features

Conveniently located close to the town centre
Within easy reach of 2 stations
Recently painted and decorated throughout
Generously proportioned rooms
Benefits from low service charges
Garage en bloc and attractive communal gardens
Above-average EPC energy efficiency rating C (69/75)

About this property

Set within a quiet and well maintained development, this well proportioned ground floor flat is conveniently located close to the town centre and benefits from attractive communal areas, garage en bloc and bright & spacious accommodation throughout. Ideal for a first time buyer or investor.

Floorplan

Council tax

Band C £2,114 a year

Per year

Band A

£1,586
Band B

£1,850
Band C

This home: £2,114
Band D

£2,379
Band E

£2,907
Band F

£3,436
Band G

£3,964
Band H

£4,757

This home is in band C, which costs £2,114 a year in Sutton for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Sutton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1 mile

Cheaper than 73% of the 2-bed flats for sale nearby right now.

This home, £285,000 Median £325,000 · £259,000 – £451,000

Per square foot

£449 3% under

2-bed flats nearby £463

Against sold prices

13% under

SM1 sold median £514 / sq ft, 941 sales

Compared with 100 2-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SM1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SM1 →

Location

St. James Road, Sutton, SM1

Open map Street View

Mortgage and stamp duty

Property price £285,000

£142k £428k

Deposit10% £29,000

£0 £285k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £256,000 mortgage. Most lenders would want a household income of about £57,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 7, 50, St James Road Flat / maisonette	Flat / maisonette	Mar 2025	517 sq ft £472/sq ft	517 sq ft	£472	£244,000
Flat 16, 48, St James Road Flat / maisonette	Flat / maisonette	Feb 2025	667 sq ft £390/sq ft	667 sq ft	£390	£260,000
Flat 20, 50, St James Road Flat / maisonette	Flat / maisonette	Apr 2024	624 sq ft £440/sq ft	624 sq ft	£440	£275,000
Flat 10, 48, St James Road Flat / maisonette	Flat / maisonette	Feb 2024	517 sq ft £435/sq ft	517 sq ft	£435	£225,000
Flat 13, 50, St James Road Flat / maisonette	Flat / maisonette	Jan 2023	581 sq ft £404/sq ft	581 sq ft	£404	£235,000
Flat 17, 50, St James Road Flat / maisonette	Flat / maisonette	Nov 2022	581 sq ft £404/sq ft	581 sq ft	£404	£235,000
Flat 18, 50, St James Road Flat / maisonette	Flat / maisonette	Sept 2022	506 sq ft £465/sq ft	506 sq ft	£465	£235,000
Flat 8, 50, St James Road Flat / maisonette	Flat / maisonette	Jun 2022	721 sq ft £416/sq ft	721 sq ft	£416	£300,000