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2 bed flat for sale St. James Road, Sutton, SM1

Guide Price

£285,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £441 per sq ft
Tenure: Leasehold

Key features

NO CHAIN
Ground floor
Ready to move into straight away
Garage
Close to Sutton town centre and transport links
Bright and spacious
Refurbished throughout

About this property

This well-proportioned ground floor apartment offers approximately 640 sq ft (59 sq m) of comfortable and practical living accommodation, making it an ideal choice for first-time buyers, downsizers or investors.

The property features a bright and spacious living room measuring over 15ft in length, providing an excellent space for both relaxation and entertaining. The separate fitted kitchen enjoys ample worktop and storage space, while two well-sized bedrooms offer flexible accommodation for families, guests or home working.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,586
Band B

£1,850
Band C

£2,114
Band D

£2,379
Band E

£2,907
Band F

£3,436
Band G

£3,964
Band H

£4,757

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Sutton, 2026/27 bills run from £1,586 a year in band A to £4,757 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Sutton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1 mile

Cheaper than 74% of the 2-bed flats for sale nearby right now.

This home, £285,000 Median £325,000 · £259,000 – £451,000

Per square foot

£441 5% under

2-bed flats nearby £466

Against sold prices

14% under

SM1 sold median £514 / sq ft, 941 sales

Compared with 100 2-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SM1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SM1 →

Location

St. James Road, Sutton, SM1

Open map Street View

Mortgage and stamp duty

Property price £285,000

£142k £428k

Deposit10% £29,000

£0 £285k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £256,000 mortgage. Most lenders would want a household income of about £57,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 7, 50, St James Road Flat / maisonette	Flat / maisonette	Mar 2025	517 sq ft £472/sq ft	517 sq ft	£472	£244,000
Flat 16, 48, St James Road Flat / maisonette	Flat / maisonette	Feb 2025	667 sq ft £390/sq ft	667 sq ft	£390	£260,000
Flat 20, 50, St James Road Flat / maisonette	Flat / maisonette	Apr 2024	624 sq ft £440/sq ft	624 sq ft	£440	£275,000
Flat 10, 48, St James Road Flat / maisonette	Flat / maisonette	Feb 2024	517 sq ft £435/sq ft	517 sq ft	£435	£225,000
Flat 13, 50, St James Road Flat / maisonette	Flat / maisonette	Jan 2023	581 sq ft £404/sq ft	581 sq ft	£404	£235,000
Flat 17, 50, St James Road Flat / maisonette	Flat / maisonette	Nov 2022	581 sq ft £404/sq ft	581 sq ft	£404	£235,000
Flat 18, 50, St James Road Flat / maisonette	Flat / maisonette	Sept 2022	506 sq ft £465/sq ft	506 sq ft	£465	£235,000
Flat 8, 50, St James Road Flat / maisonette	Flat / maisonette	Jun 2022	721 sq ft £416/sq ft	721 sq ft	£416	£300,000