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3 bed flat for sale St James's Road, Croydon, CR0

Asking price
£250,000
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Reduced on 13/10/2026

Type
Flat
Bedrooms
3
Tenure
Leasehold

About this property

Bright and spacious 3 bedroom flat close to Croydon University Hospital, West Croydon Station, local schools, shops, and amenities. Offered chain free with excellent transport links and plenty of natural light throughout. Ideal for families and investors **GUIDE PRICE £250,000-£275,000** Rarely available and filled with natural light, this spacious 3 bedroom flat is perfectly located close to Croydon University Hospital, West Croydon Station, popular local schools, shops, and everyday amenities, making it an ideal choice for families, professionals, and investors alike.

Council tax

Ask agent
Per year
  • Band A
    £1,733
  • Band B
    £2,022
  • Band C
    £2,311
  • Band D
    £2,600
  • Band E
    £3,178
  • Band F
    £3,755
  • Band G
    £4,333
  • Band H
    £5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

75 comparables · within 3 miles

Cheaper than 95% of the 3-bed flats for sale nearby right now.

This home, £250,000 Median £395,000 · £290,000 – £575,000

Compared with 75 3-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

St James's Road, Croydon, CR0

Mortgage and stamp duty

Property price £250,000
£125k £375k
Deposit10% £25,000
£0 £250k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
27, St James Court, St James'S Road Flat / maisonetteOct 2025678 sq ft £383/sq ft£260,000
20, St James Court, St James'S Road Flat / maisonetteFeb 2023312 sq ft £577/sq ft£180,000
19, St James Court, St James'S Road Flat / maisonetteSept 2022312 sq ft £320/sq ft£100,000
21, St James Court, St James'S Road Flat / maisonetteMay 2022323 sq ft £447/sq ft£144,500
17, St James Court, St James'S Road Flat / maisonetteMay 2021753 sq ft £154/sq ft£116,000
35, St James Court, St James'S Road Flat / maisonetteAug 2020915 sq ft £251/sq ft£230,000
23, St James Court, St James'S Road Flat / maisonetteDec 2019388 sq ft £310/sq ft£120,000
12, St James Court, St James'S Road Flat / maisonetteOct 2019689 sq ft £377/sq ft£260,000

All sales on St James'S Road → All sold prices in Croydon →

Area insights

The neighbourhood around this property.

Marketed by
haart, Croydon
121 South End, Croydon, Surrey
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