1/8
£140,000
Flat · 1 bed · 1 bath · 368 sq ft
St James' Road, Croydon, CR0
0.02 miles away
Leasehold
1/6
1/6
Flat for sale St. James's Road, Croydon, CR0
Asking price
£160,000
Added on 29/09/2026
Added on 29/09/2026
- Type
- Flat
- Bedrooms
- Studio
- Bathrooms
- 1
- Tenure
- Ask agent
- 139 years left(from the agent's description)
* From the agent's description. Check it with them before you rely on it.
Key features
- Bright and airy studio flat
- Prime location
- Easy Access To East & West Croydon Station
- Residents parking
- Amenities close by
- Spacious living space
- Long 139 year lease
About this property
James Chiltern Estate Agents are pleased to present this charming ground floor studio flat in a beautiful Victorian Mansion building. Offering the perfect blend of historic elegance and modern comfort, this spacious flat features large windows that flood the space with natural light and offer views of the tranquil communal gardens.
Council tax
Ask agent
Per year
- Band A£1,733
- Band B£2,022
- Band C£2,311
- Band D£2,600
- Band E£3,178
- Band F£3,755
- Band G£4,333
- Band H£5,200
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Location
St. James's Road, Croydon, CR0
Mortgage and stamp duty
Property price £160,000
£80k £240k
Deposit10% £16,000
£0 £160k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £144,000 mortgage. Most lenders would want a household income of about £32,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 66, St James'S Road Terraced | Terraced | Feb 2026 | 1,324 sq ft £337/sq ft | 1,324 sq ft | £337 | £446,000 |
| Flat A, 48, St James'S Road Flat / maisonette | Flat / maisonette | Mar 2023 | 635 sq ft £331/sq ft | 635 sq ft | £331 | £210,000 |
| Flat A, 48, St James'S Road Flat / maisonette | Flat / maisonette | May 2018 | 635 sq ft £449/sq ft | 635 sq ft | £449 | £285,000 |
| First Floor Flat, 42, St James'S Road Flat / maisonette | Flat / maisonette | Jun 2017 | n/a | n/a | n/a | £140,000 |
| 42, St James'S Road Flat / maisonette | Flat / maisonette | May 2016 | n/a | n/a | n/a | £135,000 |
| 74, St James'S Road Terraced | Terraced | Mar 2013 | 1,259 sq ft £144/sq ft | 1,259 sq ft | £144 | £181,500 |
| 82, St James'S Road Terraced | Terraced | Oct 2004 | 1,098 sq ft £205/sq ft | 1,098 sq ft | £205 | £225,000 |
| 86b, St James'S Road Flat / maisonette | Flat / maisonette | Aug 2004 | 344 sq ft £276/sq ft | 344 sq ft | £276 | £95,000 |
Area insights
The neighbourhood around this property.
