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2 bed flat for sale St. James's Road, Croydon, CR0

Asking price

£230,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Ask agent; 139 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

SPACIOUS 2 BEDROOM FLAT
VICTORIAN TYPE MANSION BUILDING
SEPARATE MODERN FITTED KITCHEN
LARGE RECEPTION ROOM
2 DOUBLE BEDROOMS
REFURBISHED THROUGHOUT
CLOSE TO ALL TRANSPORT LINKS AND TOWN CENTRE
LONG 138 YEARS LEASE
VACANT AND CHAIN FREE

About this property

James Chiltern Estate Agents are pleased to present this charming top floor spacious 2 bedroom flat in a beautiful Victorian Type Mansion building.

Offering the perfect blend of historic elegance and modern comfort, this spacious flat features large windows that flood the space with natural light. The property comprises of a spacious reception room, separate modern fitted kitchen, two double bedroomsand a modern fully tiled bathroom.

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 0.8 miles

Cheaper than 79% of the 2-bed flats for sale nearby right now.

This home, £230,000 Median £290,000 · £219,500 – £385,000

Compared with 100 2-bed flats for sale within 0.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

St. James's Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
51, St James Court, St James'S Road Flat / maisonette	Flat / maisonette	Jul 2026	786 sq ft £280/sq ft	786 sq ft	£280	£220,000
56, St. James Court, St James'S Road Flat / maisonette	Flat / maisonette	Feb 2026	721 sq ft £347/sq ft	721 sq ft	£347	£250,000
44, St James Court, St James'S Road Terraced	Terraced	Dec 2024	344 sq ft £450/sq ft	344 sq ft	£450	£155,000
56, St. James Court, St James'S Road Flat / maisonette	Flat / maisonette	Oct 2023	721 sq ft £277/sq ft	721 sq ft	£277	£200,000
37, St James Court, St James'S Road Flat / maisonette	Flat / maisonette	Nov 2022	818 sq ft £316/sq ft	818 sq ft	£316	£258,500
47, St James Court, St James'S Road Flat / maisonette	Flat / maisonette	Mar 2022	721 sq ft £364/sq ft	721 sq ft	£364	£262,500
56, St. James Court, St James'S Road Flat / maisonette	Flat / maisonette	Jun 2021	721 sq ft £291/sq ft	721 sq ft	£291	£210,000
53, St James Court, St James'S Road Flat / maisonette	Flat / maisonette	May 2018	786 sq ft £214/sq ft	786 sq ft	£214	£168,000