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3 bed property for sale St. James's Road, Croydon, CR0

Asking price

£400,000

Reduced on 06/10/2026

Bedrooms: 3
Bathrooms: 1
Tenure: Ask agent

Key features

Spacious three-bedroom family home
Two generous reception rooms
Huge potential kitchen/diner
Conservatory overlooking the garden
Utility room
Downstairs WC
Generous rear garden
Three double bedrooms
Excellent transport links
Walking distance to Chestnut Park Primary School

About this property

James Chiltern are delighted to present this spacious three-bedroom family home on the ever-popular St James Road, offering generous accommodation across two floors and fantastic potential to create a stunning long-term family home.

The ground floor comprises two spacious reception rooms, a large additional living space with excellent potential to be transformed into a substantial open-plan kitchen/diner, a useful utility area, a downstairs WC, and a conservatory overlooking the generous rear garden.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

St. James's Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
66, St James'S Road Terraced	Terraced	Feb 2026	1,324 sq ft £337/sq ft	1,324 sq ft	£337	£446,000
Flat A, 48, St James'S Road Flat / maisonette	Flat / maisonette	Mar 2023	635 sq ft £331/sq ft	635 sq ft	£331	£210,000
Flat A, 48, St James'S Road Flat / maisonette	Flat / maisonette	May 2018	635 sq ft £449/sq ft	635 sq ft	£449	£285,000
First Floor Flat, 42, St James'S Road Flat / maisonette	Flat / maisonette	Jun 2017	n/a	n/a	n/a	£140,000
42, St James'S Road Flat / maisonette	Flat / maisonette	May 2016	n/a	n/a	n/a	£135,000
74, St James'S Road Terraced	Terraced	Mar 2013	1,259 sq ft £144/sq ft	1,259 sq ft	£144	£181,500
82, St James'S Road Terraced	Terraced	Oct 2004	1,098 sq ft £205/sq ft	1,098 sq ft	£205	£225,000
86b, St James'S Road Flat / maisonette	Flat / maisonette	Aug 2004	344 sq ft £276/sq ft	344 sq ft	£276	£95,000