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2 bed flat for sale St. James's Road, Croydon, CR0

Asking Price

£260,000

Added on 23/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £493 per sq ft
Tenure: Leasehold

EPC C 78 potential B

About this property

A smart first floor one/two bedroom period conversion apartment for sale situated in the heart of Croydon. The flat is currently configured as two studios with their own kitchens and bathrooms and would be fantastic for sharers or investors. The accommodation comprises reception room/bedroom, two modern kitchenettes (one of which could be converted in to a smaller second bedroom), two contemporary shower rooms and parking on a first come first served basis.

Floorplan

Energy performance

C 78

Current

Potential

92+

81-91

82 B

69-80

78 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 78 out of 100. The average British home is band D. Its certificate says it could reach band B (82) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 0.8 miles

Cheaper than 65% of the 2-bed flats for sale nearby right now.

This home, £260,000 Median £285,000 · £219,500 – £385,000

Per square foot

£493 22% over

2-bed flats nearby £406

Against sold prices

11% over

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 2-bed flats for sale within 0.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

St. James's Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £260,000

£130k £390k

Deposit10% £26,000

£0 £260k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £234,000 mortgage. Most lenders would want a household income of about £52,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 5, 23, St James'S Road Flat / maisonette	Flat / maisonette	Apr 2025	398 sq ft £377/sq ft	398 sq ft	£377	£150,000
21, St James'S Road Terraced	Terraced	Mar 2016	1,292 sq ft £317/sq ft	1,292 sq ft	£317	£410,000
Flat 5, 23, St James'S Road Flat / maisonette	Flat / maisonette	Aug 2006	398 sq ft £306/sq ft	398 sq ft	£306	£122,000
15, St James'S Road Terraced	Terraced	Jul 2005	n/a	n/a	n/a	£225,000
17, St James'S Road Terraced	Terraced	Jun 2004	n/a	n/a	n/a	£66,000
19c, St James'S Road Terraced	Terraced	Sept 2002	441 sq ft £429/sq ft	441 sq ft	£429	£189,500
Ground Floor Flat, 25, St James'S Road Flat / maisonette	Flat / maisonette	Jul 2002	549 sq ft £160/sq ft	549 sq ft	£160	£87,950
19c, St James'S Road Terraced	Terraced	May 2002	441 sq ft £374/sq ft	441 sq ft	£374	£165,000