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2 bed flat for sale Osborne Gardens, Thornton Heath, CR7

Offers Over

£230,000

Added on 02/10/2026

Type: Flat
Bedrooms: 2
Size: £428 per sq ft
Tenure: Share of freehold

Highlights

From the agent's description

Chain free
Garage
Communal gardens

About this property

This well presented two bedroom flat is conveniently located approximately 0.7 miles from Thornton Heath Station and local amenities. The property features a welcoming entrance hall leading to a bright and spacious reception room, providing the perfect setting for both everyday living and entertaining. The separate kitchen offers practical worktop space and ample storage. The accommodation is completed by two well proportioned double bedrooms, ideal for family living.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.1 miles

Cheaper than 96% of the 2-bed flats for sale nearby right now.

This home, £230,000 Median £325,000 · £250,000 – £475,000

Per square foot

£428 9% under

2-bed flats nearby £472

Against sold prices

2% under

CR7 sold median £435 / sq ft, 569 sales

Compared with 100 2-bed flats for sale within 1.1 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR7 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR7 →

Location

Osborne Gardens, Thornton Heath, CR7

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
13, Osborne Gardens Terraced	Terraced	Dec 2025	936 sq ft £442/sq ft	936 sq ft	£442	£414,000
Flat 10, Westminster Court, Osborne Gardens Flat / maisonette	Flat / maisonette	May 2025	560 sq ft £447/sq ft	560 sq ft	£447	£250,000
21, Osborne Gardens Semi-detached	Semi-detached	Mar 2025	797 sq ft £490/sq ft	797 sq ft	£490	£390,000
Flat 12, Westminster Court, Osborne Gardens Flat / maisonette	Flat / maisonette	Nov 2023	517 sq ft £441/sq ft	517 sq ft	£441	£228,000
12, Osborne Gardens Terraced	Terraced	Oct 2023	n/a	n/a	n/a	£390,000
Flat 11, Westminster Court, Osborne Gardens Flat / maisonette	Flat / maisonette	Jun 2023	786 sq ft £325/sq ft	786 sq ft	£325	£255,000
8, Osborne Gardens Terraced	Terraced	Oct 2022	1,044 sq ft £402/sq ft	1,044 sq ft	£402	£420,000
Flat 7, Westminster Court, Osborne Gardens Flat / maisonette	Flat / maisonette	Nov 2020	560 sq ft £402/sq ft	560 sq ft	£402	£225,000