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2 bed flat for sale St. Marys Lane, Upminster, RM14

Offers in excess of

£310,000

Added on 22/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £522 per sq ft
Tenure: Leasehold; 158 years left

Service charge £1,500 a yearGround rent £120 a year Council tax Band C £2,155 a year

Key features

Newly renovated 2 bedroom apartment
Secure gated allocated parking space
No onward chain
Modern open plan style lounge/kitchen
Walking distance to Upminster Station
Genuine stone countertops

About this property

This newly renovated two-bedroom apartment is situated on the second (top) floor of a highly sought-after block in the heart of Upminster. Finished to an excellent standard throughout, the property benefits from new electrics, underfloor heating, and a generous footprint of over 600 sq ft, making it an ideal first-time purchase or investment opportunity.

Floorplan

Council tax

Band C £2,155 a year

Per year

Band A

£1,616
Band B

£1,886
Band C

This home: £2,155
Band D

£2,425
Band E

£2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

This home is in band C, which costs £2,155 a year in Havering for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

September 2026 £310,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 2.7 miles

Priced above 51% of the 2-bed flats for sale nearby right now.

This home, £310,000 Median £300,000 · £230,000 – £395,500

Per square foot

£522 18% over

2-bed flats nearby £441

Against sold prices

1% under

RM14 sold median £528 / sq ft, 726 sales

Compared with 100 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM14 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM14 →

Location

St. Marys Lane, Upminster, RM14

Open map Street View

Mortgage and stamp duty

Property price £310,000

£155k £465k

Deposit10% £31,000

£0 £310k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £279,000 mortgage. Most lenders would want a household income of about £62,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 5, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Jun 2026	614 sq ft £505/sq ft	614 sq ft	£505	£310,000
Flat 1, 119, St Mary'S Lane Flat / maisonette	Flat / maisonette	Jul 2024	753 sq ft £392/sq ft	753 sq ft	£392	£295,000
Flat 8, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Jan 2023	635 sq ft £433/sq ft	635 sq ft	£433	£275,000
Flat 3, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Aug 2022	635 sq ft £516/sq ft	635 sq ft	£516	£327,500
Flat 5, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Jul 2022	614 sq ft £424/sq ft	614 sq ft	£424	£260,000
Flat 3, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Jul 2020	635 sq ft £496/sq ft	635 sq ft	£496	£315,000
Flat 7, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	May 2020	657 sq ft £446/sq ft	657 sq ft	£446	£293,000
Flat 12, 129, St Mary'S Lane Flat / maisonette	Flat / maisonette	Sept 2019	635 sq ft £472/sq ft	635 sq ft	£472	£300,000