1/8
£750,000
House · 5 beds
Upminster, RM14
0.07 miles away
1/10
1/10
2 bed flat for sale St. Marys Lane, Upminster, RM14
Guide Price
£290,000
Reduced on 09/10/2026
Reduced on 09/10/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £489 per sq ft
- Tenure
- Ask agent
- 105 years left(from the agent's description)
Service charge £1,600 a year(from the agent's description)Ground rent £225 a year(from the agent's description) EPC Energy rating band C 72
* From the agent's description. Check it with them before you rely on it.
Highlights
From the agent's description
- Chain free
- Open-plan kitchen
- 105 years left on the lease
About this property
** GUIDE PRICE £290,000 - £310,000 ** •
- NO CHAIN •
- TWO BEDROOM GROUND FLOOR APARTMENT •
- CONVENIENTLY SITUATED FOR UPMINSTER HIGH STREET AND LOCAL AMENITIES •
- SECURE ENTRY BUZZ IN TELECOM SYSTEM •
- TWO DOUBLE BEDROOMS •
- OPEN PLAN KITCHEN/LOUNGE WITH INTEGRATED APPLIANCES •
- BOILER INSTALLED 2 YEARS AGO AND 3 YEAR WARRANTY REMAINING •
Floorplan
Energy performance
Energy rating band C 72
Current
Potential
92+
A
81-91
B
69-80
C
Current rating: 72 C
Potential rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 72 out of 100. The average British home is band D. Its certificate says it could reach band C (76) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,616
- Band B£1,886
- Band C£2,155
- Band D£2,425
- Band E£2,963
- Band F£3,502
- Band G£4,041
- Band H£4,849
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Havering, 2026/27 bills run from £1,616 a year in band A to £4,849 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Property timeline
- ReducedOctober 2026 £290,000
Was £300,000
- ListedSeptember 2026 £300,000
2 beds · 1 bath · this listing
Past sales can't be shown: the agent hasn't given the flat number.
Price guide
100 comparables · within 2.7 milesCheaper than 62% of the 2-bed flats for sale nearby right now.
This home, £290,000 Median £312,500 · £230,000 – £395,500
Per square foot
£489 11% over
2-bed flats nearby £441
Against sold prices
7% under
RM14 sold median £528 / sq ft, 726 sales
Compared with 100 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM14 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM14 →
Location
St. Marys Lane, Upminster, RM14
Mortgage and stamp duty
Property price £290,000
£145k £435k
Deposit10% £29,000
£0 £290k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £261,000 mortgage. Most lenders would want a household income of about £58,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 8, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Jan 2026 | 603 sq ft £448/sq ft | 603 sq ft | £448 | £270,000 |
| Flat 7, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Jan 2025 | 657 sq ft £479/sq ft | 657 sq ft | £479 | £314,500 |
| Flat 4, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Aug 2023 | n/a | n/a | n/a | £320,000 |
| Flat 7, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Apr 2019 | 657 sq ft £533/sq ft | 657 sq ft | £533 | £350,000 |
| Flat 2, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Oct 2017 | n/a | n/a | n/a | £335,000 |
| Flat 7, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | May 2017 | 657 sq ft £525/sq ft | 657 sq ft | £525 | £345,000 |
| Flat 13, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Dec 2014 | 646 sq ft £426/sq ft | 646 sq ft | £426 | £275,000 |
| Flat 3, Cirrus Court, 184, St Mary'S Lane Flat / maisonette | Flat / maisonette | Dec 2013 | 635 sq ft £378/sq ft | 635 sq ft | £378 | £240,000 |
All sales on St Mary'S Lane → All sold prices in Upminster →
Area insights
The neighbourhood around this property.
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