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2 bed flat for sale Cottons Approach, Romford, RM7

Guide Price
£280,000
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Added on 14/09/2026

Type
Flat
Bedrooms
2
Bathrooms
2
Size
£413 per sq ft
Tenure
Ask agent
106 years left(from the agent's description)
Service charge £3,050 a year(from the agent's description)Ground rent £485 a year(from the agent's description) Council tax Band C £2,155 a year EPC Energy rating band B 83

* From the agent's description. Check it with them before you rely on it.

Highlights

From the agent's description

  • Chain free
  • Underground parking
  • Balcony
  • Communal gardens
  • En-suite
  • 106 years left on the lease

About this property

*** GUIDE PRICE £280,000 - £290,000*** •

  • TWO BEDROOM SECOND FLOOR APARTMENT •
  • NO ONWARD CHAIN •
  • NEST HEATING SYSTEM THAT CAN BE REMOTELY CONTROLLED •
  • SECURE UNDERGROUND PARKING •
  • EN-SUITE TO MASTER BEDROOM •
  • BALCONY •
  • 0.6 MILES TO ROMFORD TRAIN STATION •
  • COMMUNAL GARDENS •
  • VIEWS OVER COTTONS PARK •
  • LOCAL AMENITIES NEARBY •
  • COUNCIL TAX BAND: C

Floorplan

Energy performance

Energy rating band B 83
Current
Potential
92+
A
81-91
B
Current rating: 83 B
Potential rating: 83 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G

This home is rated band B, scoring 83 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band C £2,155 a year
Per year
  • Band A
    £1,616
  • Band B
    £1,886
  • Band C
    This home: £2,155
  • Band D
    £2,425
  • Band E
    £2,963
  • Band F
    £3,502
  • Band G
    £4,041
  • Band H
    £4,849

This home is in band C, which costs £2,155 a year in Havering for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

  1. Listed
    September 2026 £280,000

    2 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 1.8 miles

Priced above 53% of the 2-bed flats for sale nearby right now.

This home, £280,000 Median £272,500 · £220,000 – £327,500
Per square foot
£413 2% over
2-bed flats nearby £405
Against sold prices
9% under
RM7 sold median £456 / sq ft, 676 sales

Compared with 100 2-bed flats for sale within 1.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM7 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM7 →

Location

Cottons Approach, Romford, RM7

Mortgage and stamp duty

Property price £280,000
£140k £420k
Deposit10% £28,000
£0 £280k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £252,000 mortgage. Most lenders would want a household income of about £56,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Flat 13, Fern Court, Cottons Approach Flat / maisonetteMar 2025484 sq ft £458/sq ft£222,000
Flat 14, Fern Court, Cottons Approach Flat / maisonetteApr 2022527 sq ft £463/sq ft£244,000
Flat 34, Fern Court, Cottons Approach Flat / maisonetteNov 2021786 sq ft £382/sq ft£300,000
Flat 5, Fern Court, Cottons Approach Flat / maisonetteJan 2021689 sq ft £370/sq ft£255,000
Flat 33, Fern Court, Cottons Approach Flat / maisonetteSept 2020732 sq ft £395/sq ft£289,000
Flat 9, Fern Court, Cottons Approach Flat / maisonetteJul 2020377 sq ft £523/sq ft£197,000
Flat 10, Fern Court, Cottons Approach Flat / maisonetteMay 2020355 sq ft £555/sq ft£197,000
Flat 23, Fern Court, Cottons Approach Flat / maisonetteMay 2019474 sq ft £412/sq ft£195,000

All sales on Cottons Approach → All sold prices in Romford →

Area insights

The neighbourhood around this property.

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