1/14
25% shared ownership
£67,500
Flat · 1 bed · 1 bath · 533 sq ft
Cottons Approach, Romford, RM7
Leasehold
1/14
1/14
1 bed flat for sale Cottons Approach, Romford, RM7
Asking price
£260,000
Added on 18/09/2026
Added on 18/09/2026
- Type
- Flat
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- £488 per sq ft
- Tenure
- Leasehold
- 108 years left(from the agent's description)
Service charge £2,928 a year(from the agent's description) EPC Energy rating band C 76
* From the agent's description. Check it with them before you rely on it.
Highlights
From the agent's description
- Underground parking
- Balcony
- Open-plan kitchen/diner
- 108 years left on the lease
About this property
The accommodation is designed around a superb open plan kitchen, dining, and living area, creating a bright and highly versatile social hub that flows directly out onto your own private balcony, perfect for relaxing with a morning coffee or catching the evening breeze.
The bedroom is a generous double with built in storage, while the welcoming entrance hall provides multiple incredibly practical storage cupboards to keep your living areas completely clutter free.
Floorplan
Energy performance
Energy rating band C 76
Current
Potential
92+
A
81-91
B
69-80
C
Current rating: 76 C
Potential rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 76 out of 100. The average British home is band D.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,616
- Band B£1,886
- Band C£2,155
- Band D£2,425
- Band E£2,963
- Band F£3,502
- Band G£4,041
- Band H£4,849
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Havering, 2026/27 bills run from £1,616 a year in band A to £4,849 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Property timeline
- ListedSeptember 2026 £260,000
1 bed · 1 bath · this listing
Past sales can't be shown: the agent hasn't given the flat number.
Price guide
100 comparables · within 2.7 milesPriced above 84% of the 1-bed flats for sale nearby right now.
This home, £260,000 Median £210,000 · £174,500 – £265,000
Per square foot
£488 10% over
1-bed flats nearby £442
Against sold prices
7% over
RM7 sold median £456 / sq ft, 676 sales
Compared with 100 1-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM7 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM7 →
Location
Cottons Approach, Romford, RM7
Mortgage and stamp duty
Property price £260,000
£130k £390k
Deposit10% £26,000
£0 £260k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £234,000 mortgage. Most lenders would want a household income of about £52,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 34, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Dec 2025 | 721 sq ft £166/sq ft | 721 sq ft | £166 | £120,000 |
| Flat 20, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | May 2025 | 603 sq ft £406/sq ft | 603 sq ft | £406 | £245,000 |
| Flat 17, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Mar 2025 | 710 sq ft £401/sq ft | 710 sq ft | £401 | £285,000 |
| Flat 24, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Feb 2025 | 753 sq ft £115/sq ft | 753 sq ft | £115 | £87,000 |
| Kavana House, Cottons Approach Detached | Detached | Jan 2025 | n/a | n/a | n/a | £610,000 |
| Flat 33, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Dec 2024 | 700 sq ft £164/sq ft | 700 sq ft | £164 | £115,000 |
| Flat 1, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Dec 2024 | 463 sq ft £497/sq ft | 463 sq ft | £497 | £230,000 |
| Flat 19, Oak House, Cottons Approach Flat / maisonette | Flat / maisonette | Feb 2023 | 764 sq ft £393/sq ft | 764 sq ft | £393 | £300,000 |
All sales on Cottons Approach → All sold prices in Romford →
Area insights
The neighbourhood around this property.
Marketed by
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