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1 bed flat for sale Cotton Lane, Bury St. Edmunds, IP33

Asking price

£160,000

Added on 01/10/2026

Retirement home

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold; 113 years left(from the agent's description)

Service charge £10,795 a yearGround rent £435 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Homeowners lounge - with audio visual equipment
Table service restaurant
24 Hour on-site staffing
Domestic assistance (1hr included in service charge - additional hours by arrangement
Personal care packages availablefrom the on-site CQC registered care agency
Guest suite + Function room
Wi-Fi in communal areas
Lift to all floors
Full wheelchair accessability
To arrange an appointment to view telephone 0345 5564104

About this property

Cross Penny Court

Cross Penny Court is a development of 57 one and two bedroom Assisted Living (known as Retirement Living PLUS) apartments set within the historic town of Bury St Edmunds. Cross Penny Court is managed by a team of qualified staff, ranging from an Estates Manager who is individually registered with the Care Quality Commission, to the Support Worker. Help is always available, 24-hours a day, 365 days a year, from the qualified reliable and friendly on-site care team you will know and trust.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,568
Band B

£1,829
Band C

£2,090
Band D

£2,351
Band E

£2,874
Band F

£3,397
Band G

£3,919
Band H

£4,703

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Suffolk, 2026/27 bills run from £1,568 a year in band A to £4,703 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Cotton Lane, Bury St. Edmunds, IP33

Open map Street View

Mortgage and stamp duty

Property price £160,000

£80k £240k

Deposit10% £16,000

£0 £160k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £144,000 mortgage. Most lenders would want a household income of about £32,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Aug 2026	592 sq ft £270/sq ft	592 sq ft	£270	£160,000
29, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Oct 2025	1,098 sq ft £305/sq ft	1,098 sq ft	£305	£335,000
37, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Aug 2025	678 sq ft £251/sq ft	678 sq ft	£251	£170,000
9, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Aug 2025	549 sq ft £414/sq ft	549 sq ft	£414	£227,500
33, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Aug 2025	689 sq ft £269/sq ft	689 sq ft	£269	£185,000
8, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Jul 2025	969 sq ft £335/sq ft	969 sq ft	£335	£325,000
24, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Jul 2025	657 sq ft £300/sq ft	657 sq ft	£300	£197,000
42, Cross Penny Court, Cotton Lane Flat / maisonette	Flat / maisonette	Jul 2025	592 sq ft £284/sq ft	592 sq ft	£284	£168,000