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£160,000
Offers in Excess of

1 bed flat for sale Cotton Lane, Bury St. Edmunds

1 bed 1 bath Ground floor flat
Retirement home Leasehold

Added on 16/09/2026

About this property

Ground floor 70+ apartment offers a cozy lounge, integrated kitchen, double bedroom, and accessible bathroom. Communal social spaces, guest facilities, gardens, and parking. Located near the town centre and Abbey Gardens.

Key features

  • No Onward Chain
  • Ground Floor, One Bed Apartment With Direct Access To Small Patio Garden
  • 70yrs+ Assisted/Retirement Living
  • Ample Communal Facilities & Garden
  • Bright & Generous Room Sized Throughout
  • Direct access to bse & abbey gardens
  • Wetroom with separate bath
  • Parking available

Floorplan

Location

Cotton Lane, Bury St. Edmunds, IP33 1XY

Council tax
Band D (Approx £2,351/year)

Mortgage and stamp duty

Property price £160,000
£80k £240k
Deposit10% £16,000
£0 £160k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £144,000 mortgage. Most lenders would want a household income of about £32,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Historic sold prices nearby

HM Land Registry sales in IP33 1XY. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
29, Cross Penny Court, Cotton Lane Flat / maisonetteOct 20251,098 sq ft £305/sq ft£335,000
37, Cross Penny Court, Cotton Lane Flat / maisonetteAug 2025678 sq ft £251/sq ft£170,000
9, Cross Penny Court, Cotton Lane Flat / maisonetteAug 2025549 sq ft £414/sq ft£227,500
33, Cross Penny Court, Cotton Lane Flat / maisonetteAug 2025689 sq ft £269/sq ft£185,000
8, Cross Penny Court, Cotton Lane Flat / maisonetteJul 2025969 sq ft £335/sq ft£325,000
24, Cross Penny Court, Cotton Lane Flat / maisonetteJul 2025657 sq ft £300/sq ft£197,000
42, Cross Penny Court, Cotton Lane Flat / maisonetteJul 2025592 sq ft £284/sq ft£168,000
32, Cross Penny Court, Cotton Lane Flat / maisonetteJun 2025560 sq ft £331/sq ft£185,000

All sales on Cotton Lane → All sold prices in Bury St Edmunds →

Area insights

The neighbourhood around this property.

Marketed by
William H. Brown, Bury St Edmunds
12 The Traverse, BURY ST. EDMUNDS, Suffolk
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