1/20
Retirement
£295,000
Flat · 2 beds · 1 bath · 743 sq ft
Cotton Lane, Bury St. Edmunds, IP33
Leasehold
Reduced on 07/10/2026 
1/15
1/15
2 bed flat for sale Cotton Lane, Bury St. Edmunds, IP33
Asking price
£299,950
Added on 01/10/2026
Added on 01/10/2026
Retirement home
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £376 per sq ft
- Tenure
- Leasehold
- 113 years left(from the agent's description)
Service charge £14,093 a year(from the agent's description)Ground rent £510 a year(from the agent's description) EPC Energy rating band B 88
* From the agent's description. Check it with them before you rely on it.
Key features
- Views of the communal landscaped gardens
- SOUTH-EAST FACING
- ESTATE MANAGER
- Table service restaurant
- Homeowners lounge - with audio visual equipment
- Guest suite + Function room
- Domestic assistance (1hr included in service charge - additional hours by arrangement
- 24 Hour on-site staffing for peace-of-mind
- Personal care packages available from the on-site CQC registered care agency
- PART EXCHANGE, ENTITLEMENTS ADVICE, REMOVALS AND SOLICITORS ALL AVAILABLE – PLEASE TALK WITH THE PROPERTY CONSULTANT FOR MORE INFORMATION
About this property
Summary
Cross Penny Court is an Assisted Living (known as Retirement Living PLUS ) development with 57 one and two bedrooms set within the historic town of Bury St Edmunds. Cross Penny Court is managed by a team of qualified staff, ranging from an Estates Manager who is individually registered with the Care Quality Commission, to the Support Worker.
Floorplan
Energy performance
Energy rating band B 88
Current
Potential
92+
A
81-91
B
Current rating: 88 B
Potential rating: 89 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 88 out of 100. The average British home is band D. Its certificate says it could reach band B (89) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,568
- Band B£1,829
- Band C£2,090
- Band D£2,351
- Band E£2,874
- Band F£3,397
- Band G£3,919
- Band H£4,703
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Suffolk, 2026/27 bills run from £1,568 a year in band A to £4,703 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
This home
£376 / sq ft
Area average (sold)
£340 / sq ft
Price per area, sold homes nearby
£243 / sq ft
£376 / sq ft
£430 / sq ft
Lowest
This home
Highest
£376 per sq ft, above the middle of recent sales in IP33 (£243–£430, 10th–90th percentile, 815 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 815 homes sold in IP33 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in IP33 →
Location
Cotton Lane, Bury St. Edmunds, IP33
Mortgage and stamp duty
Property price £299,950
£149k £450k
Deposit10% £30,000
£0 £300k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £269,950 mortgage. Most lenders would want a household income of about £60,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 16, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Aug 2026 | 592 sq ft £270/sq ft | 592 sq ft | £270 | £160,000 |
| 29, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Oct 2025 | 1,098 sq ft £305/sq ft | 1,098 sq ft | £305 | £335,000 |
| 37, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Aug 2025 | 678 sq ft £251/sq ft | 678 sq ft | £251 | £170,000 |
| 9, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Aug 2025 | 549 sq ft £414/sq ft | 549 sq ft | £414 | £227,500 |
| 33, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Aug 2025 | 689 sq ft £269/sq ft | 689 sq ft | £269 | £185,000 |
| 8, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Jul 2025 | 969 sq ft £335/sq ft | 969 sq ft | £335 | £325,000 |
| 24, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Jul 2025 | 657 sq ft £300/sq ft | 657 sq ft | £300 | £197,000 |
| 42, Cross Penny Court, Cotton Lane Flat / maisonette | Flat / maisonette | Jul 2025 | 592 sq ft £284/sq ft | 592 sq ft | £284 | £168,000 |
All sales on Cotton Lane → All sold prices in Bury St Edmunds →
Area insights
The neighbourhood around this property.
More homes in Cross Penny Court
6 other homes in Cross Penny Court are on the market.
