New home

1/17

New home

1/17

2 bed flat for sale Water Lane, Towcester, NN12

Asking Price

£429,950

Reduced on 08/10/2026

Retirement home New home

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £521 per sq ft
Tenure: Leasehold

EPC B 81

Key features

Retirement

About this property

A newly built two bedroom ground floor apartment, located centrally in the Roman market town of Towcester. Situated on the ground floor within a luxury retirement complex, in brief this property comprises: entrance hall, kitchen, sitting room, one bedroom and a shower room.

Benefiting from high-specifications throughout, there’s also a site Lodge Manager, use of an Owners’ Lounge, access to a Guest Suite for friends and family to visit, off-road parking and landscaped communal gardens. Churchill Retirement Living offers a safe and secure environment with like-minded people and is the only retirement housebuilder to offer a 3-year Warranty in addition to the NHBC 10-year Warranty.

Floorplan

Energy performance

B 81

Current

Potential

92+

81-91

81 B

69-80

55-68

39-54

21-38

1-20

This home is rated band B, scoring 81 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,658
Band B

£1,934
Band C

£2,210
Band D

£2,487
Band E

£3,039
Band F

£3,592
Band G

£4,144
Band H

£4,973

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Northamptonshire, 2026/27 bills run from £1,658 a year in band A to £4,973 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Northamptonshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

October 2026 £429,950

Was £452,950
Listed

August 2026 £452,950

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

This home

£521 / sq ft

Area average (sold)

£363 / sq ft

Price per area, sold homes nearby

£286 / sq ft

£521 / sq ft

£446 / sq ft

Lowest

This home

Highest

£521 per sq ft, above 9 in 10 recent sales in NN12 (£286–£446, 10th–90th percentile, 1,065 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,065 homes sold in NN12 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in NN12 →

Location

Water Lane, Towcester, NN12

Open map Street View

Part of a development

This home is in Watling Lodge. See the scheme's facilities, developer and other homes there.

Watling Lodge

Churchill Living · Towcester

View development

Mortgage and stamp duty

Property price £429,950

£214k £645k

Deposit10% £43,000

£0 £430k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £386,950 mortgage. Most lenders would want a household income of about £86,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12, Water Lane Semi-detached	Semi-detached	Jan 2026	527 sq ft £607/sq ft	527 sq ft	£607	£320,000
Flat 29, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Jun 2025	581 sq ft £478/sq ft	581 sq ft	£478	£277,950
Flat 42, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Jun 2025	527 sq ft £541/sq ft	527 sq ft	£541	£285,450
Flat 27, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	May 2025	527 sq ft £527/sq ft	527 sq ft	£527	£278,000
Flat 12a, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Mar 2025	527 sq ft £540/sq ft	527 sq ft	£540	£285,050
Flat 2, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Mar 2025	527 sq ft £525/sq ft	527 sq ft	£525	£276,950
Flat 36, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Dec 2024	527 sq ft £363/sq ft	527 sq ft	£363	£191,330
Flat 26, Watling Lodge, Water Lane Flat / maisonette	Flat / maisonette	Dec 2024	947 sq ft £454/sq ft	947 sq ft	£454	£430,450