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4 bed house for sale Cumberland Road, London, SE25

Guide Price

£595,000

Added on 02/10/2026

Type: Terraced
Bedrooms: 4
Size: £387 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Chain free
Large garden
En-suite

About this property

***GUIDE PRICE OF £595,000 TO £625,000*** This substantial property, currently operating as a fully licensed HMO, presents an exceptional investment opportunity. The house is currently generating £54,000 per annum. The accommodation comprises two self-contained studios with kitchens and bathrooms, along with two spacious bedrooms with en-suites.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.8 miles

Cheaper than 73% of the 4-bed houses for sale nearby right now.

This home, £595,000 Median £662,500 · £525,000 – £952,500

Per square foot

£387 13% under

4-bed houses nearby £445

Against sold prices

22% under

SE25 sold median £496 / sq ft, 733 sales

Compared with 100 4-bed houses for sale within 1.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SE25 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SE25 →

Location

Cumberland Road, London, SE25

Open map Street View

Mortgage and stamp duty

Property price £595,000

£297k £893k

Deposit10% £60,000

£0 £595k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £535,000 mortgage. Most lenders would want a household income of about £119,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, Cumberland Road Detached	Detached	Sept 2025	969 sq ft £609/sq ft	969 sq ft	£609	£590,000
3, Cumberland Road Terraced	Terraced	Sept 2025	1,044 sq ft £579/sq ft	1,044 sq ft	£579	£605,000
6, Cumberland Road Terraced	Terraced	Jun 2025	1,485 sq ft £401/sq ft	1,485 sq ft	£401	£595,000
39, Cumberland Road Semi-detached	Semi-detached	Apr 2025	990 sq ft £490/sq ft	990 sq ft	£490	£485,000
22, Cumberland Road Terraced	Terraced	Mar 2025	958 sq ft £611/sq ft	958 sq ft	£611	£585,000
40, Cumberland Road Terraced	Terraced	Dec 2024	1,668 sq ft £321/sq ft	1,668 sq ft	£321	£535,000
16, Cumberland Road Terraced	Terraced	Apr 2024	947 sq ft £517/sq ft	947 sq ft	£517	£490,000
11, Cumberland Road Terraced	Terraced	Aug 2022	980 sq ft £516/sq ft	980 sq ft	£516	£505,000