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1 bed flat for sale Ship Wharf, Colchester, CO2

Guide Price

£150,000

Added on 02/10/2026

Type: Flat
Bedrooms: 1
Tenure: Ask agent; 112 years left(from the agent's description)

Service charge £1,800 a yearGround rent £300 a year Council tax Band B £1,776 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Private balcony off the bedroom
Secure door entry system
Dedicated underground parking
Open-plan lounge, kitchen and dining
Abundant natural light throughout
Modern integrated kitchen appliances
Spacious master with built-in wardrobes
Upgraded bathroom with rain shower
Near the university and amenities
Walk to train and city centre

About this property

This immaculate one-bedroom flat presents a sophisticated opportunity for first-time buyers, couples, investors, or those seeking high-quality university accommodation in a highly sought-after location. Positioned on the ground floor, the property benefits from its own private balcony, ideal for relaxing or entertaining amidst tranquil surroundings. Residents will appreciate the convenience of dedicated underground parking and security door entry, providing both peace of mind and ease of access.

Floorplan

Council tax

Band B £1,776 a year

Per year

Band A

£1,522
Band B

This home: £1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

This home is in band B, which costs £1,776 a year in Colchester for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

21 comparables · within 2.8 miles

Priced above 76% of the 1-bed flats for sale nearby right now.

This home, £150,000 Median £130,000 · £110,000 – £165,000

Compared with 21 1-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Ship Wharf, Colchester, CO2

Open map Street View

Mortgage and stamp duty

Property price £150,000

£75k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
73 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Feb 2025	1,292 sq ft £166/sq ft	1,292 sq ft	£166	£215,000
17 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Feb 2024	1,001 sq ft £165/sq ft	1,001 sq ft	£165	£165,000
72 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Sept 2023	635 sq ft £228/sq ft	635 sq ft	£228	£145,000
65 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	May 2023	904 sq ft £227/sq ft	904 sq ft	£227	£205,000
47 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Oct 2022	1,055 sq ft £175/sq ft	1,055 sq ft	£175	£185,000
7 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Oct 2022	689 sq ft £254/sq ft	689 sq ft	£254	£175,000
32 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Jul 2021	872 sq ft £208/sq ft	872 sq ft	£208	£181,000
72 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Jun 2021	635 sq ft £239/sq ft	635 sq ft	£239	£152,000