1/19
£190,000
Flat · 2 beds · 2 baths · 831 sq ft
Ship Wharf, Colchester, CO2
Leasehold
Added on 04/10/2026 
1/12
1/12
1 bed flat for sale Ship Wharf, Colchester, CO2
Guide Price
£130,000
Added on 16/09/2026
Added on 16/09/2026
- Type
- Flat
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- £232 per sq ft
- Tenure
- Leasehold
EPC Energy rating band B 83
Key features
- NO ONWARD CHAIN
- ONE BEDROOM APARTMENT
- FITTED KITCHEN
- SPACIOUS SOCIAL AREA
- DOUBLE BEDROOM
- TRANSPORT LINKS
- CLOSE TO UNIVERSITY OF ESSEX
- UNDERGROUND SECURE PARKING
About this property
*GUIDE PRICE: £130,000 - £140,000*
A well presented apartment on Ship Wharf offering generous social space, a fitted kitchen, a modern bathroom and a comfortable double bedroom, further enhanced by a private balcony and secure underground parking. Set along the waterfront, the location provides easy access to Colchester’s vibrant town centre, restaurants, cafés, supermarkets and leisure facilities, with scenic riverside walks on the doorstep. Excellent transport links include nearby Colchester and Colchester Town stations for fast connections to London, as well as convenient access to the A12 for commuters.
Floorplan
Energy performance
Energy rating band B 83
Current
Potential
92+
A
81-91
B
Current rating: 83 B
Potential rating: 87 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 83 out of 100. The average British home is band D. Its certificate says it could reach band B (87) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,522
- Band B£1,776
- Band C£2,029
- Band D£2,283
- Band E£2,790
- Band F£3,297
- Band G£3,805
- Band H£4,566
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
20 comparables · within 2.8 milesPriced around the middle of the 1-bed flats for sale nearby right now.
This home, £130,000 Median £130,000 · £110,000 – £166,500
Against sold prices
29% under
CO2 sold median £326 / sq ft, 949 sales
Compared with 20 1-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CO2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CO2 →
Location
Ship Wharf, Colchester, CO2
Mortgage and stamp duty
Property price £130,000
£65k £195k
Deposit10% £13,000
£0 £130k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 73 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Feb 2025 | 1,292 sq ft £166/sq ft | 1,292 sq ft | £166 | £215,000 |
| 17 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Feb 2024 | 1,001 sq ft £165/sq ft | 1,001 sq ft | £165 | £165,000 |
| 72 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Sept 2023 | 635 sq ft £228/sq ft | 635 sq ft | £228 | £145,000 |
| 65 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | May 2023 | 904 sq ft £227/sq ft | 904 sq ft | £227 | £205,000 |
| 47 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Oct 2022 | 1,055 sq ft £175/sq ft | 1,055 sq ft | £175 | £185,000 |
| 7 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Oct 2022 | 689 sq ft £254/sq ft | 689 sq ft | £254 | £175,000 |
| 32 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Jul 2021 | 872 sq ft £208/sq ft | 872 sq ft | £208 | £181,000 |
| 72 Sail House, Ship Wharf Flat / maisonette | Flat / maisonette | Jun 2021 | 635 sq ft £239/sq ft | 635 sq ft | £239 | £152,000 |
Area insights
The neighbourhood around this property.
More homes in Ship Wharf
5 other homes in Ship Wharf are on the market.
