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2 bed flat for sale Ship Wharf, Colchester, CO2

Guide Price

£190,000

Added on 04/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £229 per sq ft
Tenure: Leasehold

Key features

NO ONWARD CHAIN
ONE OF THE LARGEST APARTMENT DESIGNS AVAILABLE
EXECUTIVE WATERFRONT DEVELOPMENT
OPEN PLAN LIVING AND DINING SPACE
PRIVATE BALCONY
AVAILABLE TO BUY FURNISHED - EXCELLENT FIRST TIME BUY
WALK-IN DRESSING ROOM TO PRINCIPAL BEDROOM
ALLOCATED UNDERGROUND PARKING

About this property

Located within the popular Ship Wharf development, this spacious executive apartment is one of the largest designs available and offers an impressive balance of space, style and practicality. Available to purchase fully furnished, it presents an excellent opportunity for first-time buyers, young professionals or investors.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,522
Band B

£1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

65 comparables · within 2.9 miles

Priced above 78% of the 2-bed flats for sale nearby right now.

This home, £190,000 Median £160,000 · £130,000 – £242,000

Per square foot

£229 5% under

2-bed flats nearby £241

Against sold prices

30% under

CO2 sold median £326 / sq ft, 949 sales

Compared with 65 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CO2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CO2 →

Location

Ship Wharf, Colchester, CO2

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
73 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Feb 2025	1,292 sq ft £166/sq ft	1,292 sq ft	£166	£215,000
17 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Feb 2024	1,001 sq ft £165/sq ft	1,001 sq ft	£165	£165,000
72 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Sept 2023	635 sq ft £228/sq ft	635 sq ft	£228	£145,000
65 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	May 2023	904 sq ft £227/sq ft	904 sq ft	£227	£205,000
47 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Oct 2022	1,055 sq ft £175/sq ft	1,055 sq ft	£175	£185,000
7 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Oct 2022	689 sq ft £254/sq ft	689 sq ft	£254	£175,000
32 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Jul 2021	872 sq ft £208/sq ft	872 sq ft	£208	£181,000
72 Sail House, Ship Wharf Flat / maisonette	Flat / maisonette	Jun 2021	635 sq ft £239/sq ft	635 sq ft	£239	£152,000