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2 bed flat for sale Gower Street, Derby, DE1

Asking price

£100,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Ask agent

About this property

A spacious, well presented two bedroom apartment in a city centre location.

The property benefits from electric heating and double glazed windows. You enter the property into the hallway which provides access to the bathroom, bedroom one and open plan lounge/kitchen.

Off the kitchen is bedroom two and this includes a storage cupboard.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.5 miles

Cheaper than 76% of the 2-bed flats for sale nearby right now.

This home, £100,000 Median £120,000 · £85,000 – £190,500

Compared with 100 2-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Gower Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £100,000

£50k £150k

Deposit10% £10,000

£0 £100k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £90,000 mortgage. Most lenders would want a household income of about £20,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Apartment 413, Prosperity House, Gower Street Flat / maisonette	Flat / maisonette	Nov 2019	n/a	n/a	n/a	£110,000
Apartment 714, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	May 2018	n/a	n/a	n/a	£80,000
Apartment 614, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Mar 2018	n/a	n/a	n/a	£93,000
Apartment 519, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Feb 2018	n/a	n/a	n/a	£122,565
Apartment 720, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565
Apartment 518, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565
Apartment 515, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£105,931
Apartment 418, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565