1/6
£55,000
Flat · 2 beds · 1 bath
Gower Street, Derby, DE1
Leasehold
1/17
1/17
2 bed flat for sale Gower Street, Derby, DE1
Offers over
£70,000
Added on 25/09/2026
Added on 25/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Tenure
- Leasehold
EPC Energy rating band D 63
Key features
- Two Bedroom Apartment
- City Centre Location
- Tenants in Situ - £800 PCM
- Investors Only
About this property
A two-bedroom apartment in the heart of Derby City centre offered for sale with tenants in situ at £800 PCM.
The property can be accessed via secure communal areas with lift and in brief comprises a hall, open plan living kitchen, two good size bedrooms and bathroom.
The property would make an ideal first time buy to let or addition to an existing portfolio.
Floorplan
Energy performance
Energy rating band D 63
Current
Potential
92+
A
81-91
B
69-80
C
55-68
D
Current rating: 63 D
Potential rating: 63 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 63 out of 100. The average British home is band D.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,537
- Band B£1,794
- Band C£2,050
- Band D£2,306
- Band E£2,818
- Band F£3,331
- Band G£3,843
- Band H£4,612
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.5 milesCheaper than 95% of the 2-bed flats for sale nearby right now.
This home, £70,000 Median £120,000 · £89,500 – £190,500
Compared with 100 2-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.
Location
Gower Street, Derby, DE1
Mortgage and stamp duty
Property price £70,000
£35k £105k
Deposit10% £7,000
£0 £70k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £63,000 mortgage. Most lenders would want a household income of about £14,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Apartment 413, Prosperity House, Gower Street Flat / maisonette | Flat / maisonette | Nov 2019 | n/a | n/a | n/a | £110,000 |
| Apartment 714, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | May 2018 | n/a | n/a | n/a | £80,000 |
| Apartment 614, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Mar 2018 | n/a | n/a | n/a | £93,000 |
| Apartment 519, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Feb 2018 | n/a | n/a | n/a | £122,565 |
| Apartment 720, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Jan 2018 | n/a | n/a | n/a | £122,565 |
| Apartment 518, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Jan 2018 | n/a | n/a | n/a | £122,565 |
| Apartment 515, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Jan 2018 | n/a | n/a | n/a | £105,931 |
| Apartment 418, Prosperity House, Gower Street Flat / maisonette · new build | Flat / maisonette · new build | Jan 2018 | n/a | n/a | n/a | £122,565 |
Area insights
The neighbourhood around this property.
