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2 bed flat for sale Gower Street, Derby, DE1

Asking price

£55,000

Added on 25/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold; 241 years left(from the agent's description)

Service charge £4,200 a yearGround rent £250 a year Council tax Band B £1,794 a year EPC D 67

* From the agent's description. Check it with them before you rely on it.

Key features

Fourth-floor apartment
Two bedrooms plus a modern bathroom
Open-plan living area with integrated kitchen
Prime Derby City Centre location
Sold with tenants in situ
Council Tax Band: B
LET AT £780 PCM
** CASH BUYERS ONLY **

About this property

Being sold with tenants in situ, this well-located two-bedroom apartment sits on the fourth floor and enjoys a prime position in the heart of Derby City Centre. Access is via a secure communal entrance, with both lifts and stairs available to reach the upper floors.

Inside, an entrance hallway leads to a spacious open-plan lounge, dining area and kitchen, along with two generously sized bedrooms and a bathroom.

Energy performance

D 67

Current

Potential

92+

81-91

69-80

55-68

67 D

39-54

21-38

1-20

This home is rated band D, scoring 67 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band B £1,794 a year

Per year

Band A

£1,537
Band B

This home: £1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band B, which costs £1,794 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.5 miles

Cheaper than 98% of the 2-bed flats for sale nearby right now.

This home, £55,000 Median £120,000 · £89,500 – £190,500

Compared with 100 2-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Gower Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £55,000

£28k £83k

Deposit11% £6,000

£0 £55k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £49,000 mortgage. Most lenders would want a household income of about £11,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Apartment 413, Prosperity House, Gower Street Flat / maisonette	Flat / maisonette	Nov 2019	n/a	n/a	n/a	£110,000
Apartment 714, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	May 2018	n/a	n/a	n/a	£80,000
Apartment 614, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Mar 2018	n/a	n/a	n/a	£93,000
Apartment 519, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Feb 2018	n/a	n/a	n/a	£122,565
Apartment 720, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565
Apartment 518, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565
Apartment 515, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£105,931
Apartment 418, Prosperity House, Gower Street Flat / maisonette · new build	Flat / maisonette · new build	Jan 2018	n/a	n/a	n/a	£122,565