1/12

2 bed house for sale Water Lane, Spalding, PE11

Asking price

£170,000

Added two days ago

Type: Semi-detached
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

Key features

TWO BEDROOM SEMI DETACHED HOUSE
MODERN KITCHEN WITH SPACE FOR APPLIANCES
SHOWER ROOM
ALLOCATED PARKING FOR ONE CAR 77 LOW MAINTENANCE REAR GARDEN

About this property

Situated within the market town of Spalding and offered for sale, this two-bedroom semi-detached home presents an excellent opportunity for first-time buyers, investors or those looking to downsize. The accommodation comprises an inviting lounge with access to the rear garden, a recently fitted modern kitchen with appliances .To the first floor are two well-proportioned bedrooms, providing comfortable living space throughout along with a contemporary shower room.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,519
Band B

£1,772
Band C

£2,025
Band D

£2,278
Band E

£2,784
Band F

£3,291
Band G

£3,797
Band H

£4,556

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In South Holland, 2026/27 bills run from £1,519 a year in band A to £4,556 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across South Holland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Water Lane, Spalding, PE11

Open map Street View

Mortgage and stamp duty

Property price £170,000

£85k £255k

Deposit10% £17,000

£0 £170k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
7, Water Lane Terraced	Terraced	May 2025	646 sq ft £245/sq ft	646 sq ft	£245	£158,000
22, Water Lane Terraced	Terraced	Feb 2025	710 sq ft £197/sq ft	710 sq ft	£197	£140,000
3, Water Lane Detached	Detached	May 2024	818 sq ft £263/sq ft	818 sq ft	£263	£214,995
20, Water Lane Terraced	Terraced	Dec 2022	667 sq ft £210/sq ft	667 sq ft	£210	£139,950
23, Water Lane Terraced	Terraced	Oct 2021	678 sq ft £192/sq ft	678 sq ft	£192	£130,000
5, Water Lane Terraced	Terraced	Oct 2021	614 sq ft £208/sq ft	614 sq ft	£208	£127,500
18, Water Lane Semi-detached	Semi-detached	Sept 2021	700 sq ft £186/sq ft	700 sq ft	£186	£130,000
5, Water Lane Terraced	Terraced	Jul 2020	614 sq ft £139/sq ft	614 sq ft	£139	£85,000