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3 bed flat for sale Abbey Street, Elgin

Offers over

£140,000

Added on 11/09/2026

Type: Flat
Bedrooms: 3
Bathrooms: 1
Size: £119 per sq ft
Tenure: Freehold

EPC D 57

Key features

Spacious Three-Bedroom First and Second Floor Flat
Generous Accommodation Arranged Over Two Levels
Bright and Welcoming Living Room with cosy open fire and dual aspect windows
Kitchen/Diner Ideal for Everyday Living
Three Well-Proportioned Bedrooms
Flexible Accommodation to Suit a Variety of Purchasers
Family Bathroom with storage
Mutual Garden Grounds to the Rear
Convenient Location in Elgin with Easy Access to Local Amenities

About this property

Deena Aranci of Aranci & Firth is delighted to present this spacious three-bedroom first and second floor flat, ideally situated within easy reach of the centre of Elgin and a wide range of local amenities.

The property offers generous and versatile accommodation arranged over two levels. On the first floor, the bright and welcoming living room, with cosy open fire and dual aspect windows provides a comfortable space to relax and unwind. The kitchen/diner offers ample room for both everyday living and dining, while the family bathroom and one well-proportioned bedroom complete this level.

Floorplan

Energy performance

D 57

Current

Potential

92+

81-91

69-80

55-68

57 D

66 D

39-54

21-38

1-20

This home is rated band D, scoring 57 out of 100. The average British home is band D. Its certificate says it could reach band D (66) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Property timeline

Listed

September 2026 £140,000

3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Abbey Street, Elgin

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Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.