1 bed flat for sale High Street, Elgin, Moray, IV30

1 bed 1 bath Flat

Freehold

Added on 16/09/2026

About this property

Your Move are delighted to bring to the market this well-positioned one-bedroom second-floor flat, ideally situated on Elgin High Street. Offering well-proportioned accommodation, high ceilings and an abundance of natural light, this property represents an excellent opportunity for a first-time buyer, buy-to-let investor or anyone looking to enjoy the convenience and lifestyle of town centre living. The property is accessed via a secure communal entrance, serving a total of eight flats.

Key features

One bedroom second-floor flat
Prime Elgin High Street location
Ideal first-time buyer opportunity
Excellent buy-to-let investment
Bright and spacious open-plan lounge/kitchen
Beautiful bay window with High Street views
Generous double bedroom with built-in storage
Gas central heating

Floorplan

Location

High Street, Elgin, Moray, IV30

Open map Street View

Council tax band: Ask agent

Mortgage and stamp duty

Property price £65,000

£33k £98k

Deposit11% £7,000

£0 £65k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £58,000 mortgage. Most lenders would want a household income of about £13,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.