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1 bed flat for sale Masonic Close, Elgin, IV30

Offers over

£72,000

Added on 27/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Freehold

Council tax Band A £1,154 a year

About this property

Offering well-proportioned accommodation, this property would appeal to first-time buyers, downsizers or investors looking to purchase in a popular Moray town. The accommodation comprises a welcoming entrance hallway, living room, kitchen, a double bedroom and a bathroom. Further benefits include double-glazed UPVC windows and gas central heating.

Council tax

Band A £1,154 a year

Per year

Band A

This home: £1,154
Band B

£1,346
Band C

£1,539
Band D

£1,731
Band E

£2,275
Band F

£2,813
Band G

£3,390
Band H

£4,241

This home is in band A, which costs £1,154 a year in Moray for 2026/27.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on the Scottish Assessors.

Property timeline

Listed

October 2026 £72,000

1 bed · 1 bath · this listing

Location

Masonic Close, Elgin, IV30

Open map Street View

Mortgage and LBTT

Property price £72,000

£36k £108k

Deposit10% £7,000

£0 £72k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £65,000 mortgage. Most lenders would want a household income of about £15,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.