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3 bed house for sale Finlay Gardens, Hornchurch, RM12

Asking price

£550,000

Reduced on 19/10/2026

Type: Detached
Bedrooms: 3
Bathrooms: 2
Size: £520 per sq ft
Tenure: Freehold

Council tax Band E £2,963 a year

Key features

Private Driveway
Lawned Rear Garden
Excellent Transport Links
Well Presented Throughout
Stylish Kitchen With Integrated Appliances
Spacious Reception Room
Ground Floor WC
Primary Bedroom With En Suite
Two Additional Bedrooms
Contemporary Family Bathroom

About this property

A well presented contemporary detached family home, ideally positioned for Hornchurch Station and the open countryside beyond.

The ground floor provides well proportioned living accommodation, with a generous open plan reception and dining room situated to the rear of the property. French doors open directly onto the garden, creating a seamless connection between the indoor and outdoor spaces. To the front is a separate modern kitchen, comprehensively fitted with integrated appliances, together with a guest cloakroom.

Floorplan

Council tax

Band E £2,963 a year

Per year

Band A

£1,616
Band B

£1,886
Band C

£2,155
Band D

£2,425
Band E

This home: £2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

This home is in band E, which costs £2,963 a year in Havering for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1.6 miles

Priced above 65% of the 3-bed houses for sale nearby right now.

This home, £550,000 Median £500,000 · £400,000 – £602,500

Per square foot

£520 14% over

3-bed houses nearby £458

Against sold prices

6% over

RM12 sold median £491 / sq ft, 960 sales

Compared with 100 3-bed houses for sale within 1.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM12 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM12 →

Location

Finlay Gardens, Hornchurch, RM12

Open map Street View

Mortgage and stamp duty

Property price £550,000

£275k £825k

Deposit10% £55,000

£0 £550k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £495,000 mortgage. Most lenders would want a household income of about £110,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, Finlay Gardens Detached · new build	Detached · new build	Jun 2022	1,012 sq ft £578/sq ft	1,012 sq ft	£578	£584,495
2, Finlay Gardens Detached · new build	Detached · new build	May 2022	1,335 sq ft £510/sq ft	1,335 sq ft	£510	£680,495
1, Finlay Gardens Detached · new build	Detached · new build	May 2022	1,335 sq ft £510/sq ft	1,335 sq ft	£510	£680,495
6, Finlay Gardens Detached · new build	Detached · new build	Apr 2022	1,012 sq ft £578/sq ft	1,012 sq ft	£578	£584,495
5, Finlay Gardens Detached · new build	Detached · new build	Apr 2022	1,012 sq ft £578/sq ft	1,012 sq ft	£578	£584,495
4, Finlay Gardens Detached · new build	Detached · new build	Apr 2022	1,012 sq ft £578/sq ft	1,012 sq ft	£578	£584,495
9, Finlay Gardens Detached · new build	Detached · new build	Apr 2022	1,012 sq ft £573/sq ft	1,012 sq ft	£573	£579,495
7, Finlay Gardens Detached · new build	Detached · new build	Mar 2022	1,012 sq ft £578/sq ft	1,012 sq ft	£578	£584,495