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4 bed house for sale Upper Swaines, Epping, CM16

Guide Price

£650,000

Added on 29/09/2026

Type: Terraced
Bedrooms: 4
Bathrooms: 1
Size: £535 per sq ft
Tenure: Freehold

Council tax Band D £2,277 a year

Key features

Open House tomorrow (31st Oct 2026) - by appointment only
Close to the High Street and Station
Short walk to primary and secondary schools
Garage and off street parking
Desirable corner location
Potential to extend subject to planning permission
EPC energy efficiency rating D (65/78)

About this property

This semi detached house is ideally located for the High Street, schools and is just 0.7 miles from Epping Central Line STATION. The house offers a detached garage and off street PARKING and benefits from a private en-overlooked rear garden and offers the potential to extend, subject to planning permission.

Floorplan

Council tax

Band D £2,277 a year

Per year

Band A

£1,518
Band B

£1,771
Band C

£2,024
Band D

This home: £2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band D, which costs £2,277 a year in Epping Forest for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

September 2026 £650,000

4 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

28 comparables · within 3 miles

Cheaper than 93% of the 4-bed houses for sale nearby right now.

This home, £650,000 Median £1,100,000 · £800,000 – £1,630,000

Per square foot

£535 5% under

4-bed houses nearby £564

Against sold prices

4% under

CM16 sold median £556 / sq ft, 638 sales

Compared with 28 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CM16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CM16 →

Location

Upper Swaines, Epping, CM16

Open map Street View

Mortgage and stamp duty

Property price £650,000

£325k £975k

Deposit10% £65,000

£0 £650k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £585,000 mortgage. Most lenders would want a household income of about £130,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, Upper Swaines Semi-detached	Semi-detached	Jun 2022	926 sq ft £556/sq ft	926 sq ft	£556	£515,000
10, Upper Swaines Semi-detached	Semi-detached	May 2017	893 sq ft £616/sq ft	893 sq ft	£616	£550,000
18, Upper Swaines Semi-detached	Semi-detached	Nov 2014	1,270 sq ft £319/sq ft	1,270 sq ft	£319	£405,000
8, Upper Swaines Semi-detached	Semi-detached	Jan 2013	904 sq ft £404/sq ft	904 sq ft	£404	£365,000
8, Upper Swaines Semi-detached	Semi-detached	Mar 2009	904 sq ft £340/sq ft	904 sq ft	£340	£307,500
16, Upper Swaines Semi-detached	Semi-detached	Feb 2005	904 sq ft £276/sq ft	904 sq ft	£276	£250,000
15, Upper Swaines Terraced	Terraced	Oct 2004	1,216 sq ft £259/sq ft	1,216 sq ft	£259	£315,000
10, Upper Swaines Semi-detached	Semi-detached	Aug 2004	893 sq ft £280/sq ft	893 sq ft	£280	£249,995