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3 bed house for sale Harbour Street, Whitstable, CT5

Offers Over

£450,000

Added on 09/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £487 per sq ft
Tenure: Ask agent

Council tax Band B £1,882 a year

Key features

Stunning Terrace Home
3 Bedrooms
Sea Views Over Whitstable Harbour
Walkable Into Whitstable Highstreet
Train Links Nearby
Sunny Garden With Rear Accsess

About this property

STUNNING HARBOUR & SEA VIEWS | THREE BEDROOMS | PRIME WHITSTABLE LOCATION | CHARACTER HOME

A wonderful opportunity to acquire a charming three-bedroom home, ideally positioned on the sought-after Harbour Street in the heart of Whitstable. Offering an enviable coastal lifestyle, this attractive property enjoys a fantastic position just moments from the harbour and seafront, with the top-floor master bedroom boasting stunning panoramic views across Whitstable Harbour and out to sea.

Floorplan

Council tax

Band B £1,882 a year

Per year

Band A

£1,613
Band B

This home: £1,882
Band C

£2,151
Band D

£2,419
Band E

£2,957
Band F

£3,495
Band G

£4,032
Band H

£4,839

This home is in band B, which costs £1,882 a year in Canterbury for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Canterbury, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

50 comparables · within 2.3 miles

Priced above 68% of the 3-bed houses for sale nearby right now.

This home, £450,000 Median £400,000 · £334,000 – £577,500

Per square foot

£487 21% over

3-bed houses nearby £402

Against sold prices

16% over

CT5 sold median £421 / sq ft, 976 sales

Compared with 50 3-bed houses for sale within 2.3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CT5 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CT5 →

Location

Harbour Street, Whitstable, CT5

Open map Street View

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
81, Harbour Street Terraced	Terraced	Apr 2025	786 sq ft £491/sq ft	786 sq ft	£491	£385,500
84, Harbour Street Terraced	Terraced	Feb 2024	904 sq ft £536/sq ft	904 sq ft	£536	£485,000
86, Harbour Street Terraced	Terraced	May 2021	1,033 sq ft £334/sq ft	1,033 sq ft	£334	£345,000
84, Harbour Street Terraced	Terraced	Jan 2021	904 sq ft £390/sq ft	904 sq ft	£390	£352,500
91, Harbour Street Terraced	Terraced	Nov 2020	1,507 sq ft £448/sq ft	1,507 sq ft	£448	£675,000
81, Harbour Street Terraced	Terraced	Sept 2018	786 sq ft £531/sq ft	786 sq ft	£531	£417,000
85, Harbour Street Terraced	Terraced	Aug 2015	1,001 sq ft £350/sq ft	1,001 sq ft	£350	£350,000
91, Harbour Street Terraced	Terraced	Jan 2015	1,507 sq ft £272/sq ft	1,507 sq ft	£272	£410,000