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2 bed flat for sale Harbour Street, Whitstable, CT5

Guide Price

£250,000

Added on 12/10/2026

Type: Flat
Bedrooms: 2
Tenure: Leasehold

Council tax Band A £1,613 a year

Key features

Spacious two-bedroom maisonette
Accommodation arranged over two floors
Prime central whitstable location
Moments from the beach & coastline
Easy walk to whitstable's working harbour
Shops, boutiques, cafÉs & restaurants on your doorstep
Generous lounge & kitchen/diner
Two good-sized bedrooms
Approx. 0.6 miles to whitstable station
Period features, gas central heating & council tax band a

About this property

MODERN TWO BEDROOM MAISONETTE IN THE HEART OF WHITSTABLE TOWN CENTRE ON YOUR DOORSTEP | MOMENTS FROM THE BEACH & HARBOUR | SPACIOUS ACCOMMODATION OVER TWO FLOORS

A fantastic opportunity to secure a spacious and beautifully positioned two-bedroom maisonette right in the hub of Whitstable, with the town's famous independent shops, restaurants, cafés, working harbour and coastline all just moments from the front door.

Floorplan

Council tax

Band A £1,613 a year

Per year

Band A

This home: £1,613
Band B

£1,882
Band C

£2,151
Band D

£2,419
Band E

£2,957
Band F

£3,495
Band G

£4,032
Band H

£4,839

This home is in band A, which costs £1,613 a year in Canterbury for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Canterbury, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Harbour Street, Whitstable, CT5

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
6b, Harbour Street Flat / maisonette	Flat / maisonette	May 2015	710 sq ft £206/sq ft	710 sq ft	£206	£146,000
62, Harbour Street Terraced	Terraced	Jul 2007	n/a	n/a	n/a	£144,500
Flat 1, 7, Harbour Street Flat / maisonette	Flat / maisonette	Apr 2007	463 sq ft £259/sq ft	463 sq ft	£259	£120,000
61, Harbour Street Terraced	Terraced	Apr 2007	n/a	n/a	n/a	£120,000
65a, Harbour Street Terraced	Terraced	May 2006	441 sq ft £537/sq ft	441 sq ft	£537	£237,000
Flat 2, 7, Harbour Street Flat / maisonette	Flat / maisonette	Jun 2005	764 sq ft £154/sq ft	764 sq ft	£154	£118,000
8a, Harbour Street Semi-detached	Semi-detached	Jul 2004	678 sq ft £392/sq ft	678 sq ft	£392	£266,000
Flat 2, 7, Harbour Street Flat / maisonette	Flat / maisonette	Jul 2003	764 sq ft £118/sq ft	764 sq ft	£118	£89,950