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2 bed house for sale Cummings Street, Derby, DE23

Offers over

£145,000

Added on 17/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

About this property

A deceptively spacious two-bedroom mid-terrace house, offering well-proportioned accommodation, an enclosed low-maintenance rear garden and permit on-street parking to the front. The property is being sold with no chain. The property is approached via an enclosed entrance hallway, with a further door providing access to the rear.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.4 miles

Cheaper than 50% of the 2-bed houses for sale nearby right now.

This home, £145,000 Median £147,475 · £125,000 – £220,000

Compared with 100 2-bed houses for sale within 1.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cummings Street, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £145,000

£72k £218k

Deposit10% £15,000

£0 £145k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £130,000 mortgage. Most lenders would want a household income of about £29,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
53, Cummings Street Terraced	Terraced	Feb 2024	657 sq ft £157/sq ft	657 sq ft	£157	£103,000
91, Cummings Street Terraced	Terraced	Aug 2023	850 sq ft £94/sq ft	850 sq ft	£94	£80,000
51, Cummings Street Terraced	Terraced	Jan 2023	1,055 sq ft £82/sq ft	1,055 sq ft	£82	£87,000
31, Cummings Street Terraced	Terraced	Jul 2020	1,184 sq ft £101/sq ft	1,184 sq ft	£101	£120,000
1, Cummings Street Terraced	Terraced	Jun 2019	1,195 sq ft £90/sq ft	1,195 sq ft	£90	£108,000
83, Cummings Street Terraced	Terraced	Dec 2017	893 sq ft £103/sq ft	893 sq ft	£103	£92,000
39, Cummings Street Terraced	Terraced	Sept 2017	1,195 sq ft £84/sq ft	1,195 sq ft	£84	£100,000
85, Cummings Street Terraced	Terraced	May 2017	936 sq ft £88/sq ft	936 sq ft	£88	£82,000