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3 bed house for sale Provident Street, Derby, DE23

Offers over

£160,000

Added on 24/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £170 per sq ft
Tenure: Freehold

EPC C 75 potential B

Key features

Three-bedroom mid-terrace property
Two reception rooms including living room and dining room
Fitted kitchen with ample wall and base units
Four-piece family bathroom suite with separate shower
Low-maintenance fully concreted rear garden

About this property

Situated on the popular Provident Street in Derby, this three-bedroom mid-terrace property offers spacious and well-planned accommodation arranged over two floors. The property is entered via the front door into a welcoming entrance area, with the living room positioned to the front aspect, providing a bright and comfortable space for everyday living.

Floorplan

Energy performance

C 75

Current

Potential

92+

81-91

82 B

69-80

75 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 75 out of 100. The average British home is band D. Its certificate says it could reach band B (82) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.6 miles

Cheaper than 84% of the 3-bed houses for sale nearby right now.

This home, £160,000 Median £222,500 · £150,000 – £325,000

Per square foot

£170 17% under

3-bed houses nearby £205

Against sold prices

30% under

DE23 sold median £242 / sq ft, 951 sales

Compared with 100 3-bed houses for sale within 1.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE23 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE23 →

Location

Provident Street, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £160,000

£80k £240k

Deposit10% £16,000

£0 £160k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £144,000 mortgage. Most lenders would want a household income of about £32,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
6, Provident Street Terraced	Terraced	May 2026	926 sq ft £146/sq ft	926 sq ft	£146	£135,000
1, Provident Street Terraced	Terraced	Oct 2025	990 sq ft £142/sq ft	990 sq ft	£142	£141,000
29, Provident Street Terraced	Terraced	May 2023	818 sq ft £130/sq ft	818 sq ft	£130	£106,000
23, Provident Street Terraced	Terraced	Jan 2020	n/a	n/a	n/a	£85,000
16, Provident Street Terraced	Terraced	Feb 2018	947 sq ft £90/sq ft	947 sq ft	£90	£85,000
2, Provident Street Terraced	Terraced	Oct 2017	700 sq ft £104/sq ft	700 sq ft	£104	£73,000
8, Provident Street Terraced	Terraced	Feb 2016	893 sq ft £86/sq ft	893 sq ft	£86	£76,500
8, Provident Street Terraced	Terraced	Jun 2014	893 sq ft £84/sq ft	893 sq ft	£84	£75,000