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3 bed house for sale Cummings Street, Derby, DE23

Offers over

£150,000

Added today

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

About this property

Well presented three-bedroom mid-terrace house, sold with no chain and offering spacious accommodation throughout. The property is entered into a spacious and welcoming living room, with access to the cellar and a further spacious dining room. The dining room leads through to the fitted kitchen, while the ground floor also benefits from a modern bathroom and separate WC.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.6 miles

Cheaper than 87% of the 3-bed houses for sale nearby right now.

This home, £150,000 Median £225,000 · £150,000 – £316,000

Compared with 100 3-bed houses for sale within 1.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cummings Street, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £150,000

£75k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
38, Cummings Street Semi-detached	Semi-detached	Jul 2025	721 sq ft £215/sq ft	721 sq ft	£215	£155,000
6, Cummings Street Terraced	Terraced	Jan 2023	1,087 sq ft £78/sq ft	1,087 sq ft	£78	£85,000
18, Cummings Street Terraced	Terraced	Jan 2021	775 sq ft £123/sq ft	775 sq ft	£123	£95,000
20, Cummings Street Terraced	Terraced	Jun 2017	1,141 sq ft £93/sq ft	1,141 sq ft	£93	£106,000
20, Cummings Street Terraced	Terraced	May 2015	1,141 sq ft £60/sq ft	1,141 sq ft	£60	£69,000
36, Cummings Street Terraced	Terraced	Jan 2015	926 sq ft £83/sq ft	926 sq ft	£83	£77,000
18, Cummings Street Terraced	Terraced	May 2011	775 sq ft £90/sq ft	775 sq ft	£90	£70,000
10, Cummings Street Terraced	Terraced	Jun 2008	1,345 sq ft £61/sq ft	1,345 sq ft	£61	£82,000