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3 bed house for sale Cotton Lane, Bury St Edmunds, IP33

Asking price

£325,000

Added on 10/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 3
Tenure: Freehold

Council tax Band C £2,090 a year

Key features

Three Bedroom Terraced House in a Quiet Residential Area
Spacious Living Room with Feature Gas Fireplace
Modern Kitchen/Diner with Integrated Appliances
Ground-Floor Cloakroom and Ample Storage
Principle Bedroom with En-Suite Shower Room
Two Further Well-Proportioned Bedrooms
Family Bathroom with Stylish Round Window
Enclosed Rear Garden with Patio
Allocated Parking in front of En-Bloc Garage
Close to Town Centre, Local Schools & Transport Links

About this property

Situated within a sought-after residential development in Bury St Edmunds, this well-maintained three-bedroom, mid-terraced property offers an excellent balance of interior comfort and outdoor space, making it an ideal home for families, professionals, or those seeking flexible living in a desirable area. The property benefits from shared off-road parking allocated via en-bloc garages, with additional parking available directly in front of the property and on the street.

Floorplan

Council tax

Band C £2,090 a year

Per year

Band A

£1,568
Band B

£1,829
Band C

This home: £2,090
Band D

£2,351
Band E

£2,874
Band F

£3,397
Band G

£3,919
Band H

£4,703

This home is in band C, which costs £2,090 a year in West Suffolk for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

23 comparables · within 1.9 miles

Priced above 70% of the 3-bed houses for sale nearby right now.

This home, £325,000 Median £280,000 · £242,000 – £382,000

Compared with 23 3-bed houses for sale within 1.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cotton Lane, Bury St Edmunds, IP33

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
14, Cotton Lane Terraced	Terraced	Nov 2024	958 sq ft £331/sq ft	958 sq ft	£331	£317,000
20, Cotton Lane Terraced	Terraced	Apr 2024	850 sq ft £382/sq ft	850 sq ft	£382	£325,000
18, Cotton Lane Terraced	Terraced	Feb 2021	861 sq ft £360/sq ft	861 sq ft	£360	£310,000
20, Cotton Lane Terraced	Terraced	Dec 2017	850 sq ft £365/sq ft	850 sq ft	£365	£310,000
12, Cotton Lane Terraced	Terraced	Jun 2010	872 sq ft £258/sq ft	872 sq ft	£258	£225,000
Alandale, Cotton Lane Detached	Detached	Aug 2008	n/a	n/a	n/a	£325,000
12, Cotton Lane Terraced · new build	Terraced · new build	Aug 2006	872 sq ft £229/sq ft	872 sq ft	£229	£199,995
14, Cotton Lane Terraced · new build	Terraced · new build	Aug 2006	958 sq ft £198/sq ft	958 sq ft	£198	£189,995