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2 bed flat for sale St. Marys Lane, Upminster, RM14

Guide Price

£575,000

Added on 14/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £559 per sq ft
Tenure: Ask agent; 992 years left(from the agent's description)

Service charge £1,800 a yearNo ground rent (peppercorn) Council tax Band E £2,963 a year EPC B 85

* From the agent's description. Check it with them before you rely on it.

Highlights

From the agent's description

Chain free
Allocated parking
Private garden
Underfloor heating
Share of freehold
992 years left on the lease

About this property

•

GUIDE PRICE £575,000 - £600,000 •
NO ONWARD CHAIN •
SHARE OF FREEHOLD •
TWO BEDROOM/TWO BATHROOM SPLIT LEVEL LUXURY APARTMENT •
UNDER FLOOR HEATING THROUGHOUT •
OWN COURTYARD GARDEN •
UTILITY AREA •
SEPARATE CLOAKROOM/WC •
CLOSE TO UPMINSTER C2C STATION & UPMINSTER BRIDGE DISTRICT LINE STATION •
PREMIUM APPLIANCES & BESPOKE FINISHES •

Floorplan

Energy performance

B 85

Current

Potential

92+

81-91

85 B

69-80

55-68

39-54

21-38

1-20

This home is rated band B, scoring 85 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band E £2,963 a year

Per year

Band A

£1,616
Band B

£1,886
Band C

£2,155
Band D

£2,425
Band E

This home: £2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

This home is in band E, which costs £2,963 a year in Havering for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

99 comparables · within 3 miles

Priced above 100% of the 2-bed flats for sale nearby right now.

This home, £575,000 Median £285,000 · £229,000 – £375,000

Per square foot

£559 33% over

2-bed flats nearby £420

Against sold prices

6% over

RM14 sold median £528 / sq ft, 726 sales

Compared with 99 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM14 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM14 →

Location

St. Marys Lane, Upminster, RM14

Open map Street View

Mortgage and stamp duty

Property price £575,000

£287k £863k

Deposit10% £58,000

£0 £575k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £517,000 mortgage. Most lenders would want a household income of about £115,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 3, 60, St Mary'S Lane Flat / maisonette	Flat / maisonette	Feb 2021	926 sq ft £540/sq ft	926 sq ft	£540	£500,000
Flat 4, 60, St Mary'S Lane Flat / maisonette	Flat / maisonette	Feb 2021	1,281 sq ft £461/sq ft	1,281 sq ft	£461	£590,000
Flat 2, 60, St Mary'S Lane Flat / maisonette	Flat / maisonette	Oct 2020	1,023 sq ft £555/sq ft	1,023 sq ft	£555	£567,500
Flat 1, 60, St Mary'S Lane Flat / maisonette	Flat / maisonette	Aug 2020	1,066 sq ft £535/sq ft	1,066 sq ft	£535	£570,000
60, St Marys Lane Semi-detached	Semi-detached	Nov 1999	1,701 sq ft £136/sq ft	1,701 sq ft	£136	£232,000
54a, St Marys Lane Flat / maisonette	Flat / maisonette	Aug 1997	786 sq ft £66/sq ft	786 sq ft	£66	£52,000
54, St Mary'S Lane Detached	Detached	Feb 1995	797 sq ft £132/sq ft	797 sq ft	£132	£105,000