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1 bed flat for sale Junction Road, Romford, RM1

Asking price

£115,000

Added on 30/09/2026

Retirement home

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £210 per sq ft
Tenure: Leasehold; 61 years left(from the agent's description)

Service charge £3,202 a yearGround rent £100 a year Council tax Band B £1,886 a year

* From the agent's description. Check it with them before you rely on it.

Key features

One bedroom second floor apartment
Lodge manager available 5 days a week
Communal gardens
24 hours Careline system for safety and security
Close to transport links
Owners lounge
A Guest Suite is available for your friends and family to stay in. In addition, you are entitled to use of the Guest Suites at all Churchill Living developments across the country
Lift

About this property

Watermans is a two-building development and consists of 39 one and two bedroom retirement apartments. Watermans residents enjoy living in an ideally situated location in Romford, Essex. The development itself is surrounded by mature and attractive gardens where residents can sit and enjoy the warmer weather. It also backs onto a small and quiet local park and is within close walking distance to transport links and an abundance of local amenities. The site is accessible by wheelchair. Access to site is easy.

Floorplan

Council tax

Band B £1,886 a year

Per year

Band A

£1,616
Band B

This home: £1,886
Band C

£2,155
Band D

£2,425
Band E

£2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

This home is in band B, which costs £1,886 a year in Havering for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£210 / sq ft

Area average (sold)

£458 / sq ft

Price per area, sold homes nearby

£346 / sq ft

£210 / sq ft

£579 / sq ft

Lowest

This home

Highest

£210 per sq ft, below almost all recent sales in RM1 (£346–£579, 10th–90th percentile, 599 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 599 homes sold in RM1 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in RM1 →

Location

Junction Road, Romford, RM1

Open map Street View

Mortgage and stamp duty

Property price £115,000

£57k £173k

Deposit10% £12,000

£0 £115k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £103,000 mortgage. Most lenders would want a household income of about £23,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
32, Watermans Flat / maisonette	Flat / maisonette	Jan 2026	581 sq ft £335/sq ft	581 sq ft	£335	£195,000
21, Watermans Flat / maisonette	Flat / maisonette	Dec 2025	689 sq ft £283/sq ft	689 sq ft	£283	£195,000
28, Watermans Flat / maisonette	Flat / maisonette	Sept 2025	420 sq ft £274/sq ft	420 sq ft	£274	£115,000
7, Watermans Flat / maisonette	Flat / maisonette	Jun 2024	463 sq ft £346/sq ft	463 sq ft	£346	£160,000
16, Watermans Flat / maisonette	Flat / maisonette	May 2024	463 sq ft £313/sq ft	463 sq ft	£313	£145,000
9, Watermans Flat / maisonette	Flat / maisonette	Mar 2024	474 sq ft £270/sq ft	474 sq ft	£270	£128,000
33, Watermans Flat / maisonette	Flat / maisonette	Sept 2023	463 sq ft £298/sq ft	463 sq ft	£298	£138,000
36, Watermans Flat / maisonette	Flat / maisonette	Oct 2022	441 sq ft £204/sq ft	441 sq ft	£204	£90,000