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2 bed house for sale Cambridge Terrace, Folkestone, CT20

Asking Price

£250,000

Added on 09/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £306 per sq ft
Tenure: Ask agent

Council tax Band B £1,975 a year

Key features

Unique Seaside Cottage With Direct Sea Views
Quaint Terrace Set Away From The Road
Less Than 300m From The Harbour
Open Plan Living Space
South East Facing Garden
Two Double Bedrooms
Generous Bathroom Also With Sea Views
Chain Free

About this property

Nestled in a charming terrace tucked away from the road, this unique seaside cottage enjoys uninterrupted direct sea views and an enviable location less than 300 metres from Folkestone Harbour. Offering character, light and coastal charm throughout, the property presents a rare opportunity to acquire a peaceful retreat moments from the vibrant harbour area. The accommodation centres around a bright and sociable open plan living space, perfectly designed for modern coastal living, while the south east facing garden provides an ideal spot to enjoy the morning sun and sea air.

Floorplan

Council tax

Band B £1,975 a year

Per year

Band A

£1,693
Band B

This home: £1,975
Band C

£2,257
Band D

£2,539
Band E

£3,103
Band F

£3,667
Band G

£4,231
Band H

£5,078

This home is in band B, which costs £1,975 a year in Folkestone and Hythe for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Folkestone and Hythe, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

51 comparables · within 2.9 miles

Cheaper than 57% of the 2-bed houses for sale nearby right now.

This home, £250,000 Median £265,000 · £190,000 – £325,000

Per square foot

£306 9% under

2-bed houses nearby £334

Against sold prices

1% over

CT20 sold median £302 / sq ft, 786 sales

Compared with 51 2-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CT20 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CT20 →

Location

Cambridge Terrace, Folkestone, CT20

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
1, Cambridge Terrace Semi-detached	Semi-detached	Aug 2018	850 sq ft £156/sq ft	850 sq ft	£156	£132,302
6, Cambridge Terrace Terraced	Terraced	Jul 2017	850 sq ft £198/sq ft	850 sq ft	£198	£168,000
7, Cambridge Terrace Terraced	Terraced	Sept 2016	818 sq ft £209/sq ft	818 sq ft	£209	£171,000
4, Cambridge Terrace Terraced	Terraced	Dec 2011	904 sq ft £140/sq ft	904 sq ft	£140	£126,250
7, Cambridge Terrace Terraced	Terraced	Oct 2007	818 sq ft £164/sq ft	818 sq ft	£164	£134,500
6, Cambridge Terrace Terraced	Terraced	Feb 2007	850 sq ft £51/sq ft	850 sq ft	£51	£43,000
2, Cambridge Terrace Terraced	Terraced	Jan 2005	829 sq ft £105/sq ft	829 sq ft	£105	£87,000
8, Cambridge Terrace Terraced	Terraced	Sept 2000	764 sq ft £55/sq ft	764 sq ft	£55	£42,100