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1 bed flat for sale Harvey Street, Folkestone, CT20

Asking price

£170,000

Added on 30/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £198 per sq ft
Tenure: Leasehold

About this property

Located in the heart of Folkestone's vibrant Harbour area, this maisonette offers spacious and versatile accommodation arranged over two main floors, with the additional benefit of a loft room.

The first floor comprises a welcoming lounge, alongside a fitted kitchen with space for a small dining table and chairs, making it ideal for everyday living.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,693
Band B

£1,975
Band C

£2,257
Band D

£2,539
Band E

£3,103
Band F

£3,667
Band G

£4,231
Band H

£5,078

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Folkestone and Hythe, 2026/27 bills run from £1,693 a year in band A to £5,078 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Folkestone and Hythe, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

29 comparables · within 2.5 miles

Priced above 69% of the 1-bed flats for sale nearby right now.

This home, £170,000 Median £149,950 · £108,000 – £210,000

Per square foot

£198 36% under

1-bed flats nearby £310

Against sold prices

34% under

CT20 sold median £302 / sq ft, 786 sales

Compared with 29 1-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CT20 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CT20 →

Location

Harvey Street, Folkestone, CT20

Open map Street View

Mortgage and stamp duty

Property price £170,000

£85k £255k

Deposit10% £17,000

£0 £170k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
27b, Harvey Street Flat / maisonette	Flat / maisonette	Jun 2023	721 sq ft £222/sq ft	721 sq ft	£222	£160,000
33, Harvey Street Terraced	Terraced	Nov 2017	1,485 sq ft £97/sq ft	1,485 sq ft	£97	£144,000
27b, Harvey Street Flat / maisonette	Flat / maisonette	Jul 2017	721 sq ft £153/sq ft	721 sq ft	£153	£109,995
31, Harvey Street Terraced	Terraced	Apr 2017	872 sq ft £178/sq ft	872 sq ft	£178	£155,000
31, Harvey Street Terraced	Terraced	Jul 2011	872 sq ft £126/sq ft	872 sq ft	£126	£110,000
33, Harvey Street Terraced	Terraced	Feb 2007	1,485 sq ft £84/sq ft	1,485 sq ft	£84	£124,995
Flat 1, 38, Harvey Street Terraced	Terraced	Oct 2005	409 sq ft £495/sq ft	409 sq ft	£495	£202,500
27b, Harvey Street Flat / maisonette	Flat / maisonette	Aug 2005	721 sq ft £114/sq ft	721 sq ft	£114	£82,000