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2 bed flat for sale Harvey Street, Folkestone, CT20

Asking price

£170,000

Added on 20/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

About this property

Situated within a well-maintained purpose-built block, this bright and generously proportioned first floor flat offers comfortable living in a highly convenient location, just a short walk from Folkestone’s popular Harbour Arm. The property comprises two good-sized double bedrooms, ideal for sharers, couples, or those needing extra space for a home office. A well-presented lounge provides a welcoming area for relaxing and entertaining, while the separate kitchen offers practical space for cooking and storage.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,693
Band B

£1,975
Band C

£2,257
Band D

£2,539
Band E

£3,103
Band F

£3,667
Band G

£4,231
Band H

£5,078

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Folkestone and Hythe, 2026/27 bills run from £1,693 a year in band A to £5,078 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Folkestone and Hythe, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

89 comparables · within 2.6 miles

Cheaper than 81% of the 2-bed flats for sale nearby right now.

This home, £170,000 Median £210,000 · £160,000 – £300,000

Compared with 89 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Harvey Street, Folkestone, CT20

Open map Street View

Mortgage and stamp duty

Property price £170,000

£85k £255k

Deposit10% £17,000

£0 £170k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
35, Harvey Street Terraced	Terraced	Dec 2024	592 sq ft £346/sq ft	592 sq ft	£346	£205,000
35, Harvey Street Terraced	Terraced	Nov 2022	592 sq ft £355/sq ft	592 sq ft	£355	£210,000
41, Harvey Street Terraced	Terraced	May 2019	517 sq ft £244/sq ft	517 sq ft	£244	£126,000
50, Harvey Street Flat / maisonette	Flat / maisonette	Feb 2018	667 sq ft £148/sq ft	667 sq ft	£148	£99,000
37, Harvey Street Terraced	Terraced	Sept 2017	506 sq ft £284/sq ft	506 sq ft	£284	£143,500
40a, Harvey Street Semi-detached	Semi-detached	May 2017	484 sq ft £299/sq ft	484 sq ft	£299	£145,000
40, Harvey Street Semi-detached	Semi-detached	Mar 2017	614 sq ft £241/sq ft	614 sq ft	£241	£148,000
45, Harvey Street Terraced	Terraced	Jun 2015	581 sq ft £225/sq ft	581 sq ft	£225	£131,000