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3 bed house for sale Cowdray Way, Hornchurch, RM12

Offers over

£400,000

Reduced on 19/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £496 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Garage
Driveway
Private garden
EV charger

About this property

Located on a quiet residential road in Hornchurch, this attractive three-bedroom mid-terraced home offers spacious and versatile living accommodation, making it an ideal choice for families and commuters alike.

To the front, the property benefits from a large driveway providing ample off-street parking for multiple vehicles, along with the added convenience of an electric vehicle charging point.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,616
Band B

£1,886
Band C

£2,155
Band D

£2,425
Band E

£2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Havering, 2026/27 bills run from £1,616 a year in band A to £4,849 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

September 2026 £400,000

Was £425,000
Listed

September 2026 £425,000

3 beds · 1 bath · this listing

Price guide

100 comparables · within 1.2 miles

Cheaper than 91% of the 3-bed houses for sale nearby right now.

This home, £400,000 Median £475,000 · £410,000 – £550,000

Per square foot

£496 10% over

3-bed houses nearby £451

Against sold prices

1% over

RM12 sold median £491 / sq ft, 960 sales

Compared with 100 3-bed houses for sale within 1.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM12 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM12 →

Location

Cowdray Way, Hornchurch, RM12

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
35, Cowdray Way Terraced	Terraced	May 2026	883 sq ft £465/sq ft	883 sq ft	£465	£410,000
55, Cowdray Way Terraced	Terraced	Feb 2026	1,216 sq ft £391/sq ft	1,216 sq ft	£391	£475,000
61, Cowdray Way Terraced	Terraced	May 2025	1,076 sq ft £404/sq ft	1,076 sq ft	£404	£435,000
37, Cowdray Way Terraced	Terraced	Mar 2025	775 sq ft £555/sq ft	775 sq ft	£555	£430,000
77, Cowdray Way Terraced	Terraced	Feb 2025	1,141 sq ft £351/sq ft	1,141 sq ft	£351	£400,000
35, Cowdray Way Terraced	Terraced	Jan 2025	883 sq ft £466/sq ft	883 sq ft	£466	£411,000
67, Cowdray Way Terraced	Terraced	Jan 2025	1,087 sq ft £329/sq ft	1,087 sq ft	£329	£357,500
59, Cowdray Way Terraced	Terraced	Jun 2021	1,066 sq ft £380/sq ft	1,066 sq ft	£380	£405,000