1/17
Retirement
£130,000
Flat · 2 beds · 1 bath · 649 sq ft
Cliff Lane, Ipswich, IP3
0.09 miles away
Leasehold
1/8
1/8
1 bed flat for sale Cliff Lane, Holme Oaks Court, IP3
Asking price
£115,000
Added on 16/09/2026
Added on 16/09/2026
Retirement home
- Type
- Flat
- Bedrooms
- 1
- Tenure
- Leasehold
Key features
- Over 55's Retirement Development
- One Bedroom Lower Ground Floor
- Furniture Optional
- Fitted Kitchen with Appliances
- Large Double Bedroom
- Glazed Door From Lounge Leading To Communal Gardens
- Communal Lounge & Launderette
- Stone's Throw From Holywells Park
- Off Road Parking - Unallocated
About this property
DESCRIPTION
Martin & Co are pleased to offer for rent the one bedroom lower ground floor retirement Flat situated in this popular MacCarthy Stone development within reasonable walking distance of Ipswich waterfront, town centre and backing directly onto Holywells Park.
The Flat is an over 55's retirement property with a total of 50 Flats and a Resident Manager is on site. A pull cord facility is featured inside every flat for emergencies.
Council tax
Ask agent
Per year
- Band A£1,646
- Band B£1,920
- Band C£2,194
- Band D£2,468
- Band E£3,017
- Band F£3,565
- Band G£4,114
- Band H£4,937
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ipswich, 2026/27 bills run from £1,646 a year in band A to £4,937 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Ipswich, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Location
Cliff Lane, Holme Oaks Court, IP3
Mortgage and stamp duty
Property price £115,000
£57k £173k
Deposit10% £12,000
£0 £115k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £103,000 mortgage. Most lenders would want a household income of about £23,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 43, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Jun 2026 | 527 sq ft £161/sq ft | 527 sq ft | £161 | £85,000 |
| Flat 7, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Dec 2025 | 732 sq ft £178/sq ft | 732 sq ft | £178 | £130,000 |
| Flat 29, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Sept 2025 | 549 sq ft £164/sq ft | 549 sq ft | £164 | £90,000 |
| Flat 49, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Jul 2025 | 560 sq ft £179/sq ft | 560 sq ft | £179 | £100,000 |
| Flat 23, 50, Cliff Lane Flat / maisonette | Flat / maisonette | May 2025 | 646 sq ft £164/sq ft | 646 sq ft | £164 | £106,000 |
| Flat 20, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Apr 2025 | 474 sq ft £228/sq ft | 474 sq ft | £228 | £108,000 |
| Flat 6, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Apr 2025 | n/a | n/a | n/a | £134,000 |
| Flat 31, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Dec 2024 | 452 sq ft £201/sq ft | 452 sq ft | £201 | £91,000 |
Area insights
The neighbourhood around this property.
Marketed by
Martin & Co, Ipswich
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