1/8
Retirement
£115,000
Flat · 1 bed
Cliff Lane, Holme Oaks Court, IP3
0.09 miles away
Leasehold
1/17
1/17
2 bed flat for sale Cliff Lane, Ipswich, IP3
Guide Price
£130,000
Added on 16/09/2026
Added on 16/09/2026
Retirement home
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £200 per sq ft
- Tenure
- Leasehold
EPC Energy rating band C 75 potential B
Key features
- SPACIOUS TWO BEDROOM RETIREMENT FLAT
- BEAUTIFULLY MAINTAINED COMMUNAL GARDEN & COMMUNAL AREAS
- ABLE TO HAVE LIVE IN CARERS
- RESIDENTS PARKING
- NO ONWARD CHAIN
- EMERGENCY PULL CORD SYSTEM
- CLOSE TO THE HISTORIC AND PICTURESQUE HOLYWELLS PARK, LOCAL AMENITIES & BUS ROUTES
About this property
A Fantastic Opportunity to secure this charming top floor two bedroom Over 55's Retirement Apartment, perfectly positioned in the ever popular IP3 Postcard of Ipswich, close to the town centre & marina. Situated within a highly sought-after retirement development, this superb property offers comfortable, low maintenance living with a strong sense of community. Residents enjoy exclusive access to a welcoming communal lounge and kitchen, well equipped laundry facilities, beautifully maintained communal gardens, and ample parking. For convenience and peace of mind, the building benefits from both lift and stair access to all floors, as well as an emergency pull-cord system within the flat.
Floorplan
Energy performance
Energy rating band C 75
Current
Potential
92+
A
81-91
B
Potential rating: 81 B
69-80
C
Current rating: 75 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 75 out of 100. The average British home is band D. Its certificate says it could reach band B (81) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,646
- Band B£1,920
- Band C£2,194
- Band D£2,468
- Band E£3,017
- Band F£3,565
- Band G£4,114
- Band H£4,937
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ipswich, 2026/27 bills run from £1,646 a year in band A to £4,937 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Ipswich, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
This home
£200 / sq ft
Area average (sold)
£276 / sq ft
Price per area, sold homes nearby
£200 / sq ft
£200 / sq ft
£364 / sq ft
Lowest
This home
Highest
£200 per sq ft, below the middle of recent sales in IP3 (£200–£364, 10th–90th percentile, 856 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 856 homes sold in IP3 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in IP3 →
Location
Cliff Lane, Ipswich, IP3
Mortgage and stamp duty
Property price £130,000
£65k £195k
Deposit10% £13,000
£0 £130k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 43, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Jun 2026 | 527 sq ft £161/sq ft | 527 sq ft | £161 | £85,000 |
| Flat 7, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Dec 2025 | 732 sq ft £178/sq ft | 732 sq ft | £178 | £130,000 |
| Flat 29, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Sept 2025 | 549 sq ft £164/sq ft | 549 sq ft | £164 | £90,000 |
| Flat 49, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Jul 2025 | 560 sq ft £179/sq ft | 560 sq ft | £179 | £100,000 |
| Flat 23, 50, Cliff Lane Flat / maisonette | Flat / maisonette | May 2025 | 646 sq ft £164/sq ft | 646 sq ft | £164 | £106,000 |
| Flat 20, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Apr 2025 | 474 sq ft £228/sq ft | 474 sq ft | £228 | £108,000 |
| Flat 6, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Apr 2025 | n/a | n/a | n/a | £134,000 |
| Flat 31, 50, Cliff Lane Flat / maisonette | Flat / maisonette | Dec 2024 | 452 sq ft £201/sq ft | 452 sq ft | £201 | £91,000 |
Area insights
The neighbourhood around this property.
