1/19
£155,500
Flat · 3 beds · 1 bath
St. Mary Street, Cardigan, SA43
0.03 miles away
Leasehold
1/16
1/16
4 bed flat for sale High Street, Cardigan, SA43
Asking price
£620,000
Added on 27/09/2026
Added on 27/09/2026
- Type
- Flat
- Bedrooms
- 4
- Bathrooms
- 4
- Tenure
- Freehold
About this property
Situated within the West Wales market town of Cardigan a well established business in a prominent location on the High Street and just a few yards from Cardigan Castle. The property can be purchased as a going concern or as a vacant shop that comes with 4 flats that are let on residential tenancy agreements. (income from the flats approx £18,500 pa).
Council tax
Ask agent
Per year
- Band A£1,613
- Band B£1,882
- Band C£2,151
- Band D£2,419
- Band E£2,957
- Band F£3,495
- Band G£4,032
- Band H£4,839
- Band I£5,645
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ceredigion, 2026/27 bills run from £1,613 a year in band A to £5,645 in band I.
Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.
Location
High Street, Cardigan, SA43
Mortgage and LTT
Property price £620,000
£310k £930k
Deposit10% £62,000
£0 £620k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £558,000 mortgage. Most lenders would want a household income of about £124,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 4, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Jan 2024 | 581 sq ft £102/sq ft | 581 sq ft | £102 | £59,000 |
| Flat 3, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Mar 2023 | 926 sq ft £81/sq ft | 926 sq ft | £81 | £75,000 |
| Flat 2, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Jan 2020 | 926 sq ft £70/sq ft | 926 sq ft | £70 | £65,000 |
| 33, High Street Detached | Detached | Mar 2007 | n/a | n/a | n/a | £250,000 |
| Flat 3, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Oct 2006 | 926 sq ft £82/sq ft | 926 sq ft | £82 | £76,000 |
| Flat 3, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Apr 2006 | 926 sq ft £78/sq ft | 926 sq ft | £78 | £72,000 |
| Flat 4, 7 - 8, High Street Flat / maisonette · new build | Flat / maisonette · new build | Feb 2006 | 581 sq ft £120/sq ft | 581 sq ft | £120 | £70,000 |
| Flat 2, 7 - 8, High Street Flat / maisonette | Flat / maisonette | Jan 2005 | 926 sq ft £82/sq ft | 926 sq ft | £82 | £75,500 |
Area insights
The neighbourhood around this property.
