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3 bed house for sale Queens Terrace, Cardigan, SA43

Offers in the region of

£165,000

Added on 17/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

About this property

A good size 3 bedroom terraced house with private garden and useful boarded attic, situated within the centre of Cardigan town. This house provides accommodation that is of a generous size, particularly its lounge which is over 18ft x 14ft, and benefits from having mains gas central heating. In our opinion this would make an excellent starter home for first time buyers or alternatively a good investment property to let.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,613
Band B

£1,882
Band C

£2,151
Band D

£2,419
Band E

£2,957
Band F

£3,495
Band G

£4,032
Band H

£4,839
Band I

£5,645

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ceredigion, 2026/27 bills run from £1,613 a year in band A to £5,645 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Queens Terrace, Cardigan, SA43

Open map Street View

Mortgage and LTT

Property price £165,000

£82k £248k

Deposit10% £17,000

£0 £165k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £148,000 mortgage. Most lenders would want a household income of about £33,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, Queens Terrace Terraced	Terraced	Jul 2023	635 sq ft £209/sq ft	635 sq ft	£209	£132,500
1, Queens Terrace Terraced	Terraced	Mar 2023	710 sq ft £149/sq ft	710 sq ft	£149	£106,000
8, Queens Terrace Terraced	Terraced	Dec 2022	624 sq ft £184/sq ft	624 sq ft	£184	£115,000
2, Queens Terrace Terraced	Terraced	Nov 2020	635 sq ft £136/sq ft	635 sq ft	£136	£86,500
Bryneurig, Queens Terrace Terraced	Terraced	Aug 2019	n/a	n/a	n/a	£153,000
2, Queens Terrace Terraced	Terraced	Jan 2016	635 sq ft £99/sq ft	635 sq ft	£99	£63,000
7, Queens Terrace Terraced	Terraced	Jul 2015	560 sq ft £96/sq ft	560 sq ft	£96	£54,000
5, Queens Terrace Terraced	Terraced	May 2013	700 sq ft £111/sq ft	700 sq ft	£111	£78,000