1/16
£620,000
Flat · 4 beds · 4 baths
High Street, Cardigan, SA43
0.03 miles away
Freehold
1/19
1/19
3 bed flat for sale St. Mary Street, Cardigan, SA43
Asking price
£155,500
Added on 27/09/2026
Added on 27/09/2026
- Type
- Flat
- Bedrooms
- 3
- Bathrooms
- 1
- Tenure
- Leasehold
About this property
An excellent opportunity to purchase this immaculately presented 3/4 bedroom town centre apartment situated in the popular market town of Cardigan, within easy reach of shops, restaurants and amenities.
The property is set over two floors offering spacious, light and airy accommodation which has all been finished to a very high standard.
Floorplan
Council tax
Ask agent
Per year
- Band A£1,613
- Band B£1,882
- Band C£2,151
- Band D£2,419
- Band E£2,957
- Band F£3,495
- Band G£4,032
- Band H£4,839
- Band I£5,645
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ceredigion, 2026/27 bills run from £1,613 a year in band A to £5,645 in band I.
Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.
Location
St. Mary Street, Cardigan, SA43
Mortgage and LTT
Property price £155,500
£77k £234k
Deposit10% £16,000
£0 £156k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £139,500 mortgage. Most lenders would want a household income of about £31,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 8, St Mary Street Terraced | Terraced | Jan 2024 | n/a | n/a | n/a | £100,000 |
| Flat 5, 3 - 4, St Mary Street Flat / maisonette | Flat / maisonette | May 2021 | n/a | n/a | n/a | £96,500 |
| 6a, St Mary Street Terraced | Terraced | Apr 2011 | n/a | n/a | n/a | £150,000 |
| 5, St Mary Street Semi-detached | Semi-detached | Jun 2010 | 1,733 sq ft £107/sq ft | 1,733 sq ft | £107 | £185,000 |
| 46, St Mary Street Detached | Detached | Mar 2010 | 1,582 sq ft £55/sq ft | 1,582 sq ft | £55 | £87,500 |
| 5, St Mary Street Semi-detached | Semi-detached | Nov 2007 | 1,733 sq ft £88/sq ft | 1,733 sq ft | £88 | £153,000 |
| Flat 5, 3 - 4, St Mary Street Flat / maisonette | Flat / maisonette | May 2007 | n/a | n/a | n/a | £84,650 |
| Flat 2, Bronwydd House, 9, St Mary Street Flat / maisonette | Flat / maisonette | Jul 2004 | 517 sq ft £542/sq ft | 517 sq ft | £542 | £280,000 |
Area insights
The neighbourhood around this property.
