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1 bed flat for sale Montague Road, Croydon, CR0

Asking price

£190,000

Added on 29/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £515 per sq ft
Tenure: Ask agent

Key features

Freshly refurbished throughout
Spacious and well-proportioned flat
Modern fitted kitchen
Bright and airy living spaces
Contemporary bathroom suite
Newly fitted carpets
Double glazing throughout
Gas central heating
Walking distance to West Croydon station
Convenient location close to local amenities and transport links

About this property

James Chiltern are pleased to present this well-proportioned one-bedroom flat, ideally situated on Montague Road, Croydon. This bright and spacious property offers well-balanced accommodation throughout, making it an excellent opportunity for first-time buyers, investors, or those looking to downsize.

The flat comprises a generous living room, providing ample space for both relaxing and entertaining, a separate fitted kitchen with a range of wall and base units, a spacious double bedroom with plenty of room for additional furniture, and a well-appointed bathroom.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1 mile

Cheaper than 74% of the 1-bed flats for sale nearby right now.

This home, £190,000 Median £225,000 · £170,000 – £281,000

Per square foot

£515 19% over

1-bed flats nearby £431

Against sold prices

16% over

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 1-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

Montague Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
20, Montague Road Semi-detached	Semi-detached	Mar 2025	936 sq ft £438/sq ft	936 sq ft	£438	£410,000
Flat 1, 10, Montague Road Flat / maisonette	Flat / maisonette	Oct 2022	398 sq ft £578/sq ft	398 sq ft	£578	£230,000
Flat 3, 10, Montague Road Flat / maisonette	Flat / maisonette	Jul 2021	366 sq ft £601/sq ft	366 sq ft	£601	£220,000
Flat 1, 10, Montague Road Flat / maisonette	Flat / maisonette	Nov 2018	398 sq ft £477/sq ft	398 sq ft	£477	£190,000
Flat 3, 10, Montague Road Flat / maisonette	Flat / maisonette	Mar 2017	366 sq ft £581/sq ft	366 sq ft	£581	£212,500
15, Montague Road Semi-detached	Semi-detached	Sept 2015	1,389 sq ft £275/sq ft	1,389 sq ft	£275	£382,000
4, Montague Road Semi-detached	Semi-detached	Jun 2015	n/a	n/a	n/a	£390,000
Flat 2, 10, Montague Road Flat / maisonette	Flat / maisonette	Aug 2014	377 sq ft £358/sq ft	377 sq ft	£358	£135,000