1/6

1 bed flat for sale Montague Road, Croydon, CR0

Guide Price

£200,000

Added on 05/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £454 per sq ft
Tenure: Leasehold

Council tax Band C £2,311 a year

Key features

Chain free - ready to move into
Moments from local high street and transport links
Large rooms throughout
Located on a quiet one-way street
Own front door private entrance with small terrace to the front
Above-average EPC energy efficiency rating C (70/78)

About this property

Offered to the market chain free and ready to move straight into, this deceptively spacious lower-ground floor maisonette represents a fantastic opportunity for first-time buyers, downsizer, and investors alike. Combining generous accommodation, a private entrance, and a highly convenient location, this is a property that effortlessly blends comfort, practicality, and lifestyle.

Floorplan

Council tax

Band C £2,311 a year

Per year

Band A

£1,733
Band B

£2,022
Band C

This home: £2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

This home is in band C, which costs £2,311 a year in Croydon for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1 mile

Cheaper than 60% of the 1-bed flats for sale nearby right now.

This home, £200,000 Median £225,000 · £170,000 – £281,000

Per square foot

£454 5% over

1-bed flats nearby £431

Against sold prices

2% over

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 1-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

Montague Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £200,000

£100k £300k

Deposit10% £20,000

£0 £200k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £180,000 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
20, Montague Road Semi-detached	Semi-detached	Mar 2025	936 sq ft £438/sq ft	936 sq ft	£438	£410,000
Flat 1, 10, Montague Road Flat / maisonette	Flat / maisonette	Oct 2022	398 sq ft £578/sq ft	398 sq ft	£578	£230,000
Flat 3, 10, Montague Road Flat / maisonette	Flat / maisonette	Jul 2021	366 sq ft £601/sq ft	366 sq ft	£601	£220,000
Flat 1, 10, Montague Road Flat / maisonette	Flat / maisonette	Nov 2018	398 sq ft £477/sq ft	398 sq ft	£477	£190,000
Flat 3, 10, Montague Road Flat / maisonette	Flat / maisonette	Mar 2017	366 sq ft £581/sq ft	366 sq ft	£581	£212,500
15, Montague Road Semi-detached	Semi-detached	Sept 2015	1,389 sq ft £275/sq ft	1,389 sq ft	£275	£382,000
4, Montague Road Semi-detached	Semi-detached	Jun 2015	n/a	n/a	n/a	£390,000
Flat 2, 10, Montague Road Flat / maisonette	Flat / maisonette	Aug 2014	377 sq ft £358/sq ft	377 sq ft	£358	£135,000