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2 bed flat for sale Stuart Street, Derby, DE1

Asking price

£115,000

Added on 17/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Key features

No Onward Chain
Open Plan, Modern Living Area
Two Double Bedrooms
Two Bathrooms
Fourth Floor Apartment
Secure Resident's Parking
City Centre Location
Lift And Stair Access Via Secure Communal Areas

About this property

Ashley Adams are delighted to bring to market this well presented apartment in the heart of Derby City Centre. The accommodation in brief comprises of; entrance hall, living/kitchen/dining room, two double bedrooms with en suite to master and spacious bathroom.

The property occupies a highly convenient position on the edge of Derby city centre, offering excellent access to the city’s wide range of amenities, shopping facilities, restaurants and leisure attractions. The area benefits from strong transport links, with Derby railway station within easy reach, providing direct connections to major destinations including Nottingham, Birmingham and London, while the nearby road network offers straightforward access to the A52, A38 and M1.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.7 miles

Cheaper than 53% of the 2-bed flats for sale nearby right now.

This home, £115,000 Median £120,000 · £85,000 – £190,500

Compared with 100 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Stuart Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £115,000

£57k £173k

Deposit10% £12,000

£0 £115k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £103,000 mortgage. Most lenders would want a household income of about £23,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 3, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Aug 2025	1,023 sq ft £149/sq ft	1,023 sq ft	£149	£152,500
Flat 43, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Jun 2025	775 sq ft £181/sq ft	775 sq ft	£181	£140,000
Flat 61, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Jun 2025	538 sq ft £161/sq ft	538 sq ft	£161	£86,500
Flat 14, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Dec 2024	657 sq ft £192/sq ft	657 sq ft	£192	£126,250
Flat 21, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Oct 2024	732 sq ft £176/sq ft	732 sq ft	£176	£129,000
Flat 62, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Oct 2024	527 sq ft £161/sq ft	527 sq ft	£161	£85,000
Flat 81, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Oct 2023	829 sq ft £169/sq ft	829 sq ft	£169	£140,000
Flat 48, Derby Riverside, 7, Stuart Street Flat / maisonette	Flat / maisonette	Sept 2023	678 sq ft £208/sq ft	678 sq ft	£208	£141,000